June 2015 Money Puddle and Spending Report

June 2015 Money Puddle and Spending Report

This month was pretty weird for us personally because of Kyle’s agonizing decision, but fairly straightforward financially. We kept within our budgeted spending for our monthly categories, but then we had a bunch of irregular expenses as well. They didn’t add up to much until the very end of the month! I thought we were going to come in reasonably under budget, but… you’ll see.   Money Puddle   Our money puddle represents our gross income from May, less taxes, … Read entire article »

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An Agonizing Decision

July 2nd, 2015 | 25 Comments

An Agonizing Decision

As of May 31, Kyle had two very attractive job offers in front of him, both of which he had negotiated. While he had submitted a few more applications earlier in the month, as he hadn’t heard back from them yet it seemed that he would just be deciding between the postdoc and the real job at the start-up. Kyle … Read entire article »

The Reluctant Negotiator

June 30th, 2015 | 5 Comments

The Reluctant Negotiator

One of the ways that Kyle and I have different personalities is that I am more assertive than he is. After reading personal finance blogs and preparing for my first real job for many years, the necessity of negotiating has been deeply ingrained in me. Particularly as a woman, I think that negotiation is my obligation, not an option. Kyle … Read entire article »

The Tale of Two Job Offers

June 29th, 2015 | 9 Comments

The Tale of Two Job Offers

For the last several years, Kyle’s and my life plan has been for him to do a postdoc in his field and for me to be the ‘trailing spouse.’ We thought he would graduate and move to that position before I graduated, but it turned out that I defended only a couple months after he did, and he stuck around … Read entire article »

Meal Planning Has Finally ‘Clicked’ for Us

June 8th, 2015 | 27 Comments

Meal Planning Has Finally ‘Clicked’ for Us

Over the years, I have attempted to meal plan repeatedly, but I had no long-term success with it.   Why meal planning didn’t work for us in the past: I overestimated our appetites, leading to overbuying groceries our meal plans would be disrupted by our irregular work schedules or social plans Kyle and I used to eat almost completely separate food I kept overlooking that Kyle needs to eat … Read entire article »

May 2015 Money Puddle and Spending Report

June 3rd, 2015 | 14 Comments

May 2015 Money Puddle and Spending Report

May was a very crazy month for us, actually – both financially and just for our life!   1) We walked in our graduation ceremony, so we had family come to town for the weekend. The associated costs included our regalia and extra food (though our family partially reimbursed us).   2) We attended a wedding in Kansas over Memorial Day weekend. It was a … Read entire article »

How My PhD Prepared Me for Entrepreneurship

June 1st, 2015 | 2 Comments

How My PhD Prepared Me for Entrepreneurship

Today I’m launching the first post in each of two new series over on Grad Student Finances. The first post in the side job series is from a student who worked part-time for an investor relations firm. The first post in the reader posts series is on why one grad student is motivated to save aggressively.   I didn’t quite know it at … Read entire article »

Mini-Vacation Financials: Wedding in Kansas

May 29th, 2015 | 5 Comments

Mini-Vacation Financials: Wedding in Kansas

Over Memorial Day Weekend, Kyle and I attended a wedding in Kansas City, Kansas. It was a very fun wedding and get-away weekend for us (just after our 5th wedding anniversary!), though we were not frugal about the trip. It’s amazing for me to contrast how little effort we put into taking this trip frugally in comparison to when we … Read entire article »

What to Do with Side Income

May 25th, 2015 | 21 Comments

What to Do with Side Income

Admonitions to ‘earn more’ are fairly rampant in the PF blogosphere (of course, balanced by the ‘spend less’ mindset). I read all the time about bloggers’ and commenters’ side hustles and what they do with their extra money. We have not been immune to this trend, either – a few years ago, Kyle started earning a small side income from … Read entire article »

Looking on the Bright Side of a Tough Financial Situation

May 22nd, 2015 | 4 Comments

Looking on the Bright Side of a Tough Financial Situation

After my Eeyore post from Wednesday on the reasons I’m experiencing financial ennui, I thought it would be nice to kind of give myself a kick in the butt to try to re-energize about our finances in a minor way while we’re still here in Durham. In this post, I’m going to list the positive things we have done in … Read entire article »