April 2016 Budget Report

April 2016 Budget Report

April in Seattle was even more beautiful than March – way more warm, sunny days than rainy/overcast days, and quite sunny weekends. Each Saturday in April we went for a long walk in a new-to-us local park to exercise and see more of our city. We’re considering this lovely weather as “borrowed time” and do expect the rain and chill to return before summer really starts, so we’re capitalizing on it in the meantime.   We also … Read entire article »

Recent Posts

Natural Frugality in Seattle

May 4th, 2016 | 3 Comments

Natural Frugality in Seattle

I’ve made no secret of the fact that Seattle is not a great home for us in terms of its financial value – it’s a high cost-of-living city, but what it offers doesn’t match up well what we’re looking for in a city. (I have to say that we are really warming up to Seattle with the wonderful spring we’ve … Read entire article »

Our Biggest Life Transition Yet Is Due this Summer!

April 25th, 2016 | 16 Comments

Our Biggest Life Transition Yet Is Due this Summer!

As I anticipated when I founded this blog, our major life transitions are now coming fast and furious!   2014: We defended our PhDs and finished grad school. Kyle became a postdoc and I became funemployed.   2015: I moved to DC for 3 months for a fellowship. Kyle got a real job. I started a business. We moved from Durham to Seattle.   2016: We are expecting our first child!     We have been … Read entire article »

I Learn Something New about Taxes Every Year

April 18th, 2016 | 10 Comments

I Learn Something New about Taxes Every Year

My dad loves to encourage me to “learn something new every day,” and that’s certainly a great way to grow. Kyle and I submitted our tax returns last Saturday, and I realized that we learned quite a bit about taxes this year for our personal return. (I additionally learned a lot about grad student taxes, but that was more academic for … Read entire article »

The Pleasure of Finishing Something

April 13th, 2016 | 2 Comments

The Pleasure of Finishing Something

I recently won a battle with my perfectionism – or perhaps limped to the finish line is a more accurate illustration! I became aware of how my perfectionist nature was holding me back during grad school, so I knew that as I finished my PhD and transitioned into entrepreneurship I would have to keep it in check. The upside to … Read entire article »

How Losing Track of My Car Title Cost Me Hundreds of Dollars

April 8th, 2016 | 2 Comments

How Losing Track of My Car Title Cost Me Hundreds of Dollars

In a recent post, I confessed that I lost track of my car title for about six years and only tried to have it sent to me once selling the car became a near-term possibility. I was a terrible fool to ignore that problem for as long as I did, and in the end it took nearly a year for … Read entire article »

March 2016 Budget Report

April 1st, 2016 | 14 Comments

March 2016 Budget Report

Life in Seattle is really starting to improve for us! There were many days in March that had no rain and/or were quite sunny. Near the end of the month, it got above 60 degrees F on a couple days! The start of daylight savings time has also been amazing – sometimes Kyle comes home when it’s still light out! … Read entire article »

Life Lesson: Don’t Lose Track of Your Car Title

March 23rd, 2016 | 9 Comments

Life Lesson: Don’t Lose Track of Your Car Title

When I was growing up, my parents had a large filing cabinet in their home office that was filled with important paperwork. My parents didn’t keep a perfectly clean and clutter-free house or anything, but this filing cabinet was meticulously organized. All the documents my parents wanted to keep track of – from birth certificates to insurance policies to repair … Read entire article »

Impulse Purchase for the Win

March 18th, 2016 | 11 Comments

Impulse Purchase for the Win

In January, Kyle and I did something completely out of character for us: we made a large impulse purchase. We literally fell victim to advertising and the “sale” mentality, but I actually think it turned out to be a great decision! Maybe when you train train train yourself not to make rash or quick spending decisions, the exceptions you make … Read entire article »

An Adult-Sized Emergency Fund

March 9th, 2016 | 6 Comments

An Adult-Sized Emergency Fund

Confession time: Until very recently, Kyle and I didn’t have a proper emergency fund. We had some cash on hand and then of course accessible investments (our house down payment and student loan payoff money), but I figured age-30-with-a-Real-Job was time enough to work on that personal finance 101 advice of having a true emergency fund.   We’ve let this aspect of … Read entire article »