Looking on the Bright Side of a Tough Financial Situation

Looking on the Bright Side of a Tough Financial Situation

After my Eeyore post from Wednesday on the reasons I’m experiencing financial ennui, I thought it would be nice to kind of give myself a kick in the butt to try to re-energize about our finances in a minor way while we’re still here in Durham. In this post, I’m going to list the positive things we have done in our finances since our defenses last summer, however small they may be, and some tiny goals.     Good … Read entire article »

Recent Posts

Financial Ennui

May 20th, 2015 | 22 Comments

Financial Ennui

I’m finding it difficult to care much about our personal finances these days, easily noted by the infrequent posting here. I actually find it very weird that I am not more engaged with our money, as I used to enjoy that so much. (Part of this is that I’m putting a lot of energy into thinking about other people’s finances … Read entire article »

The Ceremony of Graduation

May 13th, 2015 | 13 Comments

The Ceremony of Graduation

This past weekend, Kyle and I participated in our university’s graduation ceremony. This was the fourth time we’ve celebrated finishing our PhDs, and definitely the least fun or important of any of them. Just shy of a year ago, Kyle defended and we had a big family dinner. About nine months ago, I defended and we hosted a party for … Read entire article »

Why I Love Personal Finance: Universal Math Meets Individual Values

May 4th, 2015 | 6 Comments

Why I Love Personal Finance: Universal Math Meets Individual Values

From about fifth grade forward, I wasn’t a big fan of math. Not to be too Barbie about it, but math class is tough, right? I apparently was fairly good at it, though, because I was put in an advanced math track in school (which just made it all the harder). By the time I got to calculus, I was … Read entire article »

April 2015 Money Puddle and Spending Report

May 1st, 2015 | 3 Comments

April 2015 Money Puddle and Spending Report

This month, I transitioned from living in the DC area with my parents to living in Durham with Kyle again. So we had a half-month of my DC expenses (public transport, gas to get between the cities) and a half-month of our normal Durham expenses. We had a nice fat income because we were both working full-time in March and … Read entire article »

Funemployment Report: Fellowship Period

April 29th, 2015 | 4 Comments

Funemployment Report: Fellowship Period

This will be my last funemployment report as I’ve decided to transition from being funemployed to being self-employed! I don’t feel as comfortable putting all my self-employment goals online, though I do have both long-term and short-term goals for my business. Instead, I’ll probably shift occasional reporting on my self-employment progress to the EPF newsletter. –>   I tried to keep my … Read entire article »

As a Contractor, It’s Up to Me to Protect My Time

April 27th, 2015 | 9 Comments

As a Contractor, It’s Up to Me to Protect My Time

Since my defense last summer, I’ve been contracting with a company that provides scientific services. This job has been my main source of income outside of my fellowship from this past spring. I’ve stuck with this job even though most people I know who have done it have quit after a short time, and I think the difference is that … Read entire article »

Creating Our Self-Tax Refund

April 22nd, 2015 | 5 Comments

Creating Our Self-Tax Refund

While most people might love to receive a fat tax refund following tax season each year, it seems that personal finance nerds converge more on either owing tax on April 15 or getting very close to getting zero refund. Kyle and I seem to have split the difference for our 2014 taxes, gaining the pluses from each side of that … Read entire article »

I Never Aimed for Self-Employment, But Here I Am

April 20th, 2015 | 17 Comments

I Never Aimed for Self-Employment, But Here I Am

I am officially throwing my hat into the self-employment ring from now through summer 2015 (at least). I never thought I would be at this point, but over the last six months I’ve found something I really enjoy doing, and I want to see if I can earn a living from it. Kyle and I are also still anticipating moving … Read entire article »

Things Are Experiences

April 15th, 2015 | 17 Comments

Things Are Experiences

There is a certain theme that comes up cyclically in reporting on personal finance issues: it’s better to spend your money on experiences rather than things. Sometimes this assertion is backed up by studies and sometimes not. The basic point is that experiences give you a great time and leave you with wonderful lasting memories, while the enjoyment you receive … Read entire article »