Evolving Personal Finance » income

We’re So Not Entrepreneurial, But Maybe We Can Change

We’re So Not Entrepreneurial, But Maybe We Can Change

I took a career/personality assessment test a couple years ago through my university’s career center called the Strong Interest Inventory, and it told me that I don’t have the aptitude to work for myself.  I really didn’t need a test to tell me that – I could just look at the evidence of my life, and Kyle’s too.  Not only have I never run a business, I’ve never wanted to. I haven’t even pursued side … Read entire article »

Filed under: income

How to Make an Irregular Income as Regular as Possible

How to Make an Irregular Income as Regular as Possible

  One of the clients I coached recently wanted to talk over how to handle his irregular income.  He was having trouble sticking to his budget because he ran his own business and his income fluctuated month-to-month.  I read a bunch of blog posts on the subject and my client found the strategies I suggested helpful, so I thought I would put all of it together in a blog post – with whiteboard drawings!   Here’s what it … Read entire article »

Filed under: income

What Do You Consider a Good Salary?

What Do You Consider a Good Salary?

I went to a career-type workshop this week and the guest speaker was a man who had earned a PhD in engineering and an MBA within the last few years and is now working in the private sector.  It was a great talk because he was able to compare for us the daily life of a person working in several different types of private sector jobs that are typical for PhDs to transition into (start-ups, … Read entire article »

Filed under: income

Why Do Stay-at-Home Parents Need Their Own Credit Cards?

Why Do Stay-at-Home Parents Need Their Own Credit Cards?

I read an article last week on CNN Money with a premise that I found absolutely ridiculous.  The article covered a group of stay-at-home moms (parents?) who were protesting a portion of the Card Act that requires that credit issuers evaluate a credit applicant based on his/her individual income instead of household income.  The result was that some stay-at-home parents with good credit scores have been denied credit cards when they applied for them in … Read entire article »

Filed under: credit cards, income, marriage

What’s the Deal? Are We Poor?

What’s the Deal?  Are We Poor?

I’ve read a couple posts on personal finance blogs in the last week in which hordes of commenters shared their yearly incomes.  (I did too – I have no issue with this.  I have read others doing this in the past, but these were close to one another in time.)  I was surprised that our combined income was among the lowest of any posted – probably in the bottom 2% of commenters.  Our income is … Read entire article »

Filed under: income, personal