Evolving Personal Finance » Entries tagged with "debt snowball"

The Thinking Person’s Guide to Dave Ramsey: Reasonable Baby Step Modifications

The Thinking Person’s Guide to Dave Ramsey: Reasonable Baby Step Modifications

As we discussed in the two prior posts in this series, Dave Ramsey’s (DR’s) program for getting out of debt and building wealth works very well for some people but may be inappropriate for those who don’t agree with all of the underlying principles.  The next two posts are intended for people are curious about following the Baby Steps loosely but who want to know what some reasonable modifications may be.  In this post, we … Read entire article »

Filed under: choices, debt, emergency fund, giving, goals, psychology, savings