Carnival of Money Pros – September 29th Edition

Welcome to the Carnival of Money Pros!

 

The Carnival of Money Pros is brought to you to by the Money Pros Team, and you can submit articles at Blogger Carnivals.

 

Tushar @ Start Investing Money writes 3 Reasons to Become an Unusual Investor – When we think about investments the usual suspects pop into our minds. We think of the stock market. We think of bank accounts of all kinds, not to mention any tax free options we can get our hands on. We probably don’t think about wine, art and rare coins.

 

Roger the Amateur Financier @ The Amateur Financier writes 10 Truly Unusual Investments – A list of unusual investments, including collectibles, peer-to-peer, and crowdsourcing, as a means of diversifying investments and providing profits in the future.

 

Rich @ Growing Money Smart writes Renting A Room vs Buying A House In College – The Renting a room vs buying a house debate continues and for some it works and others it doesn’t. It wasn’t an option for me, and here’s why…

 

Michelle @ The Shop My Closet Project writes One Month until FinCon13! So excited! – I bought a ticket for this conference. I’d never gone to a conference outside of work conferences and I’d barely gone to conferences for work. I had no idea what to expect. It was the best $100 I spent last year.

 

Bargain Babe @ BargainBabe.com writes 10 Alternatives to Christmas Gifts – Don’t hate me because it’s September and we’re going to talk about alternatives to Christmas gifts. Think of this as you getting a head start on the inevitable holiday. Yes, I realize it isn’t even…

 

Ryan @ Cash Money Life writes Could a Splurge Be a Positive Thing? – Sometimes it is OK to splurge and spend a little extra on something fun or frivolous. But it’s important to know when to spend the money, and when not to.

 

Corey @ 20s Finances writes How to Get Raise – If you want to earn more money, there are a number of things you should do.

 

Crystal @ Budgeting in the Fun Stuff writes The Art of Choosing Between An Experience And A Possession – So you have extra money – do you buy stuff with it or buy an experience with it? Here is my argument for the experience.

 

Jacob @ AllPersonalFinance writes Why Having A Good Credit Score Is Important In Today’s World – A credit score is a numerical summary of the financial history of an individual. These scores are now readily available to many companies. They are used to determine risk or credit worthiness without having to read an entire credit history. A poor credit score can have a significant impact on an individual.

 

Hank @ Money Q&A writes How To Save Money On Your Mobile Phone Bill – Mobile phone bills can be a burden on anyone trying to live on a tight budget. But, you can save money on your mobile phone bill with these great tips.

 

Minimalist @ Minimalist Finance writes Ways to Make More Money Without Having to Work More – Ways to Make More Money Without Having to Work More has been published on Minimalist FinanceWe’ve previously described methods of making money, and they are all great suggestions. Every day, people are making money above and beyond their income from their day jobs, and it’s providing families with a sense of security.

 

Cat Alford @ Budget Blonde writes 5 Money Saving Tips for DIY and Design Projects – Want some money saving tips for DIY and design projects? Well, look no further than today’s post! I really miss doing DIY projects!

 

Jester @ The Ultimate Juggle writes Why I Love My Job – I’m sure you’re surprised to read the title of this post. And I bet you’re even expecting some very sarcastic story about how I don’t love my job. But the reality is – this title is completely accurate.

 

krantcents @ KrantCents writes Financially Preparing for Future Goals – Life is expensive and meeting various financial demands often calls for early preparation. Maybe you’re planning an upcoming vacation. Or perhaps you want to save for your kid’s college education or plan your retirement. Regardless of your life goals, here are tips to prepare your finances.

 

Mr. Frenzy @ Frenzied Finances writes Go Green to Save Green: Tips for a New Lifestyle – Going green can often bring dollar signs to the average American’s eyes. Read here for tips and advice on going green, and learn how it can save you money!

 

IMB @ Investing Money writes Investing in Health Care – Health care these days is hard to follow – especially as an investor. Read here for the latest information on health care and investing.

 

Debt Guru @ Debt Free Blog writes Fact or Fiction: Truths About Your Credit Report – There are so many bogus falsehoods about a person’s credit report they’re like ants on a wet log. Read here to get the real story on your credit report.

 

Cindy @ MidLife Finance writes 10 Travel Tips I Learned During Summer Vacation…So You Don’t Have To – We actually had many great trips this summer — but learned several things (and avoided some problems) through research, experience and some fancy footwork.

 

Don @ Money Reasons writes Why Are Auto Insurance Rates Different In Some States? – You even wonder why auto insurance rates differ in some state dramatically than in others? Read more to find out why, and please comment on what you think!

 

CAPI @ Creating a Passive Income writes All or Nothing: Gambling and Finances – For the casino lovers and financial activists alike, here is how you can manage both worlds without possibly ruining your future for the long haul.

 

Daisy @ Suburban Finance writes Advantages of Suburban Living – There are many advantages to living in the suburbs instead of the city.

 

SFB @ Simple Finance Blog writes How To Save Money On Back To School Supplies – Every parent who has a school-going child knows that shopping for back-to-school supplies is usually heavy on a budget, but that does not mean that you should break the bank.

 

Ted Jenkin @ Your Smart Money Moves writes Here’s Why Your Friends Are Going Broke – Most of the time when we talk about personal finance, topics including credit card debt, savings, investments, insurance, and coupons creep into the

 

Crystal @ Married (with Debt) writes I Don’t Care if My Wife Hits the Lottery – I am going to discuss the things that I evaluated when I purchased my term-life insurance policy with a death benefit of $2 million.

 

Mike @ Personal Finance Journey writes Good financial reasons to volunteer your time – How volunteering your time can help your financial journey along in leaps and bounds. Do you volunteer anything?

 

Eva Baker @ TeensGotCents writes Starbucks Coupons – Shopping With Sarah – Sarah has found a way to get a great deal on her favorite drink. Did you know that you can buy Starbucks coupons – all sorts of coupons – even gift cards?

 

Lauren @ L Bee and the Money Tree writes My House Is Making Me Loose – Remember that post I wrote about a leaky bucket? You know the phenomena when you have all these unexpected expenses and it just seems like all of your money is flying out of your wallet? Well, renovating a home and planning a wedding at the same time is like the leaky bucket phenomena on speed.

 

LaTisha @ Young Finances writes Will I Have to Buy Health Insurance? – The Affordable Health Care for America Act was signed into law on March 23, 2010. The Supreme Court ruled that Obamacare is constitutional.

 

Kyle @ The Penny Hoarder writes 5 Quirky Businesses Posting Growth in Difficult Climate For Retailers – Given how difficult it has been for many companies to get ahead, bosses and marketing teams have had to ensure that they come up with killer ideas in order to try and expand.

 

Maria @ The Money Principle writes Smart driving can be cheap – Smart have introduced another car in their range that specially targets the 21 year olds. Driving with Smart can be cheap, stylish and trendy.

 

Don @ MoneySmartGuides writes Top Money Saving Tips for the Techy Generation – There are many money saving tips but with the changing of technology, new tips are commonplace. Here are a handful of money saving tips for the techies.

 

Tushar Mathur @ Everything Finance writes Time Is Money So Invest It Wisely – Time is money, so invest it wisely. Do this by creating time to better yourself whether through reading, exercise or spending time with those you love most.

 

Suba @ Broke Professionals writes Save on Entertainment Costs with Cable or Satellite – The price of everything is going up. Child care, groceries, transportation costs; you name it, you are paying more for it now than you have in the past.

 

Tony @ We Only Do This Once writes A New Blog and a Grammy? – It’s been a busy month for me, so I am sorry I haven’t posted regularly. I have been involved in some projects that you may be interested in, though, and I hope you will spread the word about them.

 

SBB @ Simple Budget Blog writes What Personal Budgeting Software is Right for You? – Quicken? Mint? Excel? What software fits your personality? Here are some descriptions to help you figure it all out.

 

Tushar @ Earn More and Save writes How to Make Money With Real Estate – There are several entrepreneurs who are in the business of making a living off of real estate. While earning money through real estate seems very attractive, a lot of hard work and risk is put into this business.

 

Wayne @ Young Family Finance writes Easing the Pain of Student Loan Debt – With tuition prices getting higher, debts are hard to pay off. Here are some things you can do to ease the pressure of student loan payments.

 

Brent @ PersonalFinance-Tips writes Items to Recycle For Cash – Looking for a way to make extra cash? Try selling some of your unwanted items. So start searching around the house. Check out your closet, drawers, in the attic, garage and spare rooms for items you no longer use or haven’t used in years. Here are a few of the more popular items people have sold for extra cash.

 

SavingMentor @ How To Save Money writes You Need A Quality Back Yard Mechanic – In breaking news: Cars Are Expensive! I bet you’re shocked, right? I think anyone who has owned a car for a few years knows that most vehicles are just a huge money pit that never stop sucking your wallet dry yet they are a necessity for most of us Canadians in this monster of a country we live in.

 

Michelle @ Diversified Finances writes How Much Do I Need in My Emergency Fund? – Our emergency fund is finally fully funded. WHEW! Since I am switching to full-time self-employment, we have been really focused on building it back up. A couple of months ago, I drained our emergency fund completely so that we could pay the ol’ student loans.

 

GMM @ Grad Money Matters writes Home Businesses that are Legitimate Part 1 – Having a home business is a dream for many. However, there seem to be many scammy/spammy home businesses out there, which can negatively impact those who do have a home business. Because of all of these scams, many believe that a home business cannot actually make money and that it is not possible.

 

Alexis @ FITnancials writes My New Job! – So as some of you may know, I work in the health field as a in home caregiver. I’ve been caring for adults with developmental disabilities for about 2+ years now. I really do love what I do. There are times when I feel like I am at my limit, but I stick with it anyways.

 

Michelle @ Making Sense of Cents writes Things I Probably Wouldn’t Do To Save/Make Money – Lately, I have been talking a lot about different ways to save money. Whether it’s cutting cable, frugal entertainment, cheap and healthy food, and so on, there have been a lot of budget-related posts on Making Sense of Cents lately.

 

Emily @ Evolving Personal Finance writes How We Watch All the TV We Want for Free (Including Sports) – We don’t pay anything for entertainment, yet watch our fill of television (including sports – legally). Find out all our strategies and how much money we’ve not-spent since we cancelled our cable.

 

Anton Ivanov @ Dreams Cash True writes Combining Finances with Your Significant Other – Why, When and How – Combining finances is an important step to building a healthy relationship. I share my thoughts on why, when and how to merge your finances.

 

mochimac @ Save. Spend. Splurge. writes Should we all just live like we’re poor? – It’s annoying when people who have saved enough money in their lives have to try and pretend to live like they’re poor or be shunned by other PF’ers.

 

Jack @ Money Saving Ethics writes What exactly is Compound Interest? – Want to know just how fantastic compound interest is? Albert Einstein called compound interest “the greatest mathematical discovery of all time.”

 

Justin @ Digit Fox writes Parking Charges Impact Small Business, Says FSB – Motorists who pay for parking are splashing out nearly ten per cent more now than they were five years ago, according to the Federation of Small Businesses (FSB).

 

Lily @ Paying Debt Down writes Don’t Buy or Sell All of your Stocks at the Same Time – One of the most important aspects of investing, and one where many new investors make the most mistakes, is when it comes to buying or selling. More specifically the mistake that many make is that they buy all of their stocks at the same time and/or they sell all of their stocks at the same time.

 

Sam @ The New Business Blog writes Entrepreneurial Tips from Successful Entrepreneurs – According to the statistics from the Small Business Administration only 1 out of 3 new businesses will survive until the 10 year mark.

 

Daniel @ Sweating The Big Stuff writes One Way Car Rentals Are Really Cheap – I rented a car from Boston to New York because it was significantly cheaper and more convenient than taking buses and shuttles to all the places I needed to go.

 

FI Pilgrim @ FI Journey writes How To Create A Strategic Plan For Your Finances – If you have ever been in business, you have probably been exposed to a strategic plan in some form. Here is how to create a strategic plan for yourself!

 

Taynia @ The Fiscal Flamingo writes A Method You’ve Never Heard Of That Will Catapult Your Journey To Debt Freedom – Read about a unique technique that you’ve probably never heard of when it comes to clawing your way out of debt. Bonus: it’s fun!

 

Ray @ Squirrelers writes Have You Ever Bought Second Hand Clothes? – Many people will buy a car used instead of new, and not think twice. However, they might not do the same with clothes. This post explores the idea of buying second-hand clothes.

 

TTMK @ Tie the Money Knot writes What Should You Do If Your Spouse Can’t Quit Spending Money – What if your spouse is out of control with spending? What to do? This post discusses several approaches.

 

Alexa @ Defeat Our Debt writes 5 Drastic Ways to Free Up Money for Debt Repayment – Paying off debt can take a long time. Depending on how much debt you’ve racked up it could take months or even years to pay back. If you’re serious about eliminating your debt you may need to make some drastic changes. Here are 5 drastic changes you can make to free up money for debt repayment.

 

Alexa @ Single Moms Income writes How a Single Mom of 4 Gets Out of Debt – Five years ago, I paid off my credit cards. While I’m a happily married woman and mother of seven now, at the time I got out of debt, I was a divorced, single mom of four children.

 

Mr. Utopia @ Personal Finance Utopia writes Advance Your Career: Customer Service Skills – Want to quickly get ahead in your career? Then you need to focus on providing superb internal customer service. Here’s how to hone the right skills.

 

Robert @ Cult Of Money writes What is the CIMA Qualification? – The CIMA qualification is issued by the Chartered Institute of Management Accountants, a professional accounting association which is the largest body of its kind in the world. CIMA associates itself with developing the management side of accountancy so its members became part of the “most valued profession in business worldwide.”

 

Jacob @ Cash Cow Couple writes Motif Investing Review – Motif Investing is an innovative company that allows you to hold motifs (bundles of specialized stocks) in your investment portfolio.

 

Jon Haver @ Pay My Student Loans writes 3 Things Every Student Graduating With Student Loans Should Do – Educate yourself about interest rates, annual rates, discount rates, and prepayment penalties. Don’t get caught paying more interest just because you’re consolidating your debts. Stay away from professional bill consolidation agencies; their interest rates are way higher than banks, and their practices are often questionable.

 

Amanda Grossman @ ReadyForZero Blog writes Pay Off Debt Faster by Lowering Your Budget for Each Spending Category – When you’re paying off debt, every dollar counts. This posts talks about how you can reduce spending in each category so you can boost your debt payoff strategy.

 

Lazy Man @ Lazy Man and Money writes Buy Stock in What You Know VS. Buy Stock in What Others Are Buying – Investing in what you know, can be, quite frankly, a terrible idea. I’ve learned this lesson the hard way a few times.

 

 

Charles @ Getting A Rich Life writes How Showrooming Save Me $180 At Best Buy – A lot of people go to Best Buy and try the latest gadgets and then order from Amazon. This showrooming method will save you money and allow you to purchase at the Amazon price.

 

Anna Ralph @ Modest Money writes Selling Property: FSBO or Real Estate Agent? – Real estate has become a rather lucrative business these days and if you’re looking to sell a piece of property, you might be wondering whether to go at it yourself or hire a real estate agent to do it for you.

 

Adam @ Money Bulldog writes What Is Holding You Back from Setting Up Your Own Business? – How to turn your life around and be a business owner yourself. Defeat life challenges and become your own boss!

 

Adam @ Money Rebound writes Earn a Bigger Salary without Changing Jobs – Loving your current average-paying job but struggling to pay the bills? Find out how you can earn more without having to leave your dream job.

 

Usiere @ Financial Freedom Inspiration writes Put your financial independence plan on auto pilot – You will not get sustainable results until you take consistent action. It is very easy to give up when we don’t seem to get results. It takes a while for the results we desire to show up, including building a robust stream of passive income apart from the wages from our day job.

 

Esther @ Bons Vivants Blog writes How to Treat Yourself Responsibly – We all like to splash out on ourselves if given the chance! However ther eis a time and a place for doing so- yes it is time to be responsible and fight the urge to splurge….

 

THE BOSS @ Like a Boss Blog writes Should You Go Bankrupt? How to Work Out If There Is Another Way – Deciding what the best option for your finances are can be stressful, especially financial problems are not as easily solved by skimping on a budget for a month or two.

 

Martin @ Don’t Throw Money Away writes My Biggest Financial Mistakes – Life, Mistakes, Money….. need I say any more?

 

Little House @ Little House in the Valley writes Simple Money Tips – I believe in changing financial habits through baby-steps, which often lead to bigger steps and eventually accomplishing goals. So, as a starting point, I’ve come up with a simple list of money tips that are easy to do today:

 

John S @ Frugal Rules writes Why So Many People Fail At Becoming Debt Free – If you’ve ever been in debt you know how difficult it can be to climb your way out of it. That success is generally tied back to having a plan and vision to become free of it – which is something many people miss out on and thus why they fail at ridding themselves of the debt.

 

Harry Campbell @ Your PF Pro writes Which Cards to Apply For In My First Credit Card App O Rama – This is the second article in a three part series on applying for credit card bonuses aka App O Rama(AOR). In the first part, I talked about how to prepare for your first App O Rama, the potential benefits and the impact to your credit score.

 

Harry Campbell @ The Four Hour Work Day writes Paycheck to Paycheck is No Way to Live – I’ve been very fortunate in my life never to have lived paycheck to paycheck. Although I attribute a lot of my financial success to myself, I’ll be the first to admit I’ve also gotten lucky. I bought a house at the very bottom of the market, when rates also happened to be at their lowest, simply because that’s when I happened to graduate.

 

Deacon @ Well Kept Wallet writes Getting Out of Debt – When your are looking to accomplish something, it is a lot easier to make progress when you have some steps to take. Otherwise it can be challenging to even figure out where to start. You also don’t want to have too many steps, you want to keep it simple so that you don’t get frustrated in the process. That being said, here are five steps that you can take to expedite getting out of debt and begin your journey to becoming debt-free.

 

Vanessa @ Vanessa’s Money writes Want to graduate debt-free? Move to Quebec! – Start thinking of outside of the box tips to lower tuition and graduate debt-free!

 

Pauline @ Make Money Your Way writes How to make money as a TV/Movies extra – Tonya shares how she made money as a TV extra and how it really is behind the scenes.

 

Pauline @ Reach Financial Independence writes It is Nothing Money Can’t Fix – Sometimes a problem arises, it can either be costly or painful, and losing/spending a lot of money is something you can recover from easily.

 

Jon @ Novel Investor writes An Intro To Special Situations Investing – Speaking from experience, special situations investing can offer a low risk, high reward way to invest your money and beat the market.

 

KK @ Student Debt Survivor writes Please Seat Us in the Happy Hour Section – 1/2 price drinks taste so much sweeter. Sitting in the bar might save you, just ask your hostess before you sit down.

 

Thomas @ Finance Inspired writes Qatar Airways Flying High – Qatar Airways Flying High Thanks To Millions Of Facebook Fans

 

Thomas @ Mr. Moneyvator writes Evolving role of mobile banking apps – Evolving role of mobile banking apps in the market

 

Brock Kernin @ Clever Dude writes Budgeting Tip: Pay No Attention to the Price of Gasoline – How do you budget for fluctuations of gas prices? I just ignore it!

 

Mr.CBB @ Canadian Budget Binder writes Living on a budget is for losers – A budget for some people means they are restricting themselves from spending and for others it means understanding where their money goes. There is no wrong or right answer when it comes to budgeting because a budget doesn’t have to be an excel spreadsheet all you need to know is where your are at, where you are going and are you succeeding at reaching your goals.

 

Chad @ The Stock Market and I writes Why QE is Important to You – A brief synopsis of the effects of QE for the 1 in 5 Americans who do not know it exists.

 

Anton Ivanov @ Dreams Cash True writes Why Multiple Streams of Income are the Key to Financial Freedom – Why having multiple streams of income is necessary for reaching financial independence and 7 practical ways to increase your income sources.

 

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes For Love & Money Friday – Financial Topics Every Couple Should Discuss – In order to get our finances all organized, my husband and I have decided to get together every Friday to discuss a new money topic. Here are just a few topics we’ve planned on discussing in the coming weeks.

 

Glen Craig @ Free From Broke writes All About Online Checking Accounts – Sick of paying crazy fees for your checking account? Take a look at these free online checking accounts and find the best checking account for you.

 

Glen @ Credit Card Smarts writes Review: The Travelocity Rewards American Express Card – Get Cash Back Towards Travel – The Travelocity Rewards American Express Card offers up a points rewards program that’s good for statement credits on Travelocity purchases.

 

Thanks for reading!