Evolving Personal Finance » Entries tagged with "short-term savings"

What Triggers Frugality: Net Worth or Income?

What Triggers Frugality: Net Worth or Income?

My mindset toward frugality has changed quite a bit even during the few short years I’ve been blogging.     While I’ve never felt poor, Kyle and I used to be very careful with our money. I mean, we would still do a lot of things like travel domestically and pay for entertainment, but we would be very deliberate and tight in how we went about it. We traveled to Chicago to attend a wedding, for instance, but road-tripped … Read entire article »

Filed under: frugality, funemployment, income, net worth, targeted savings

When Did We Acquire All This Cash?

When Did We Acquire All This Cash?

When Kyle and I arrived home from our honeymoon in June 2010, our non-property net worth consisted of: our Roth IRAs around $16,500 in savings accounts/CDs a bit in checking the money we received as wedding gifts $16,000 in student loans   We had just spent between $10,000 and $20,000 on our rings, our honeymoon, and our portion of the wedding expenses.  We felt like we were starting from zero, in cash anyway.  That summer we put in CDs the amount of … Read entire article »

Filed under: personal, targeted savings