Evolving Personal Finance » Archive

Favorite Posts, Mentions, and Top Comments Week of 4August2013

Kyle and I have been working crazy a lot this week.  I’m still on schedule to meet my deadlines and it should only be another week of being very busy if things go well.  I have given myself enough slack time to be able to recover if things don’t go well, which I’ll know early next week.  This summer has really been wonderfully productive and I’ve implemented some good habits that I hope will carry into the school year!   We received notice along with everyone else in the country a couple weeks ago that TWC is increasing our modem rental fee.  When we moved last year we debated buying our own modem but decided to hold out for when we moved cross-country, but this increase in the rental fee changed the … Read entire article »

Filed under: weekly update

My Best Clothing Purchase Ever

My Best Clothing Purchase Ever

When I was a sophomore in high school, I gave up JV soccer to row with my high school’s crew team.  This activity change warranted a wardrobe change; as loose shorts can easily get caught in the slides beneath the moving seat in the shell, most rowers wear spandex shorts or pants.  I bought several pairs of spandex shorts during high school to wear in practice, but one stands out – they have become my … Read entire article »

Filed under: spending

Inexpensive House, Expensive Car

Inexpensive House, Expensive Car

I’ve been taking frequent walks around our townhouse complex recently and I’ve noticed that there are a lot of pretty nice cars parked in the lots – sports cars, muscle cars, and some luxury brands.  Two people just across the parking lot from us own an Audi and a sporty convertible.  Beyond just the expensive models, many cars look close to brand new.   Another thing I’ve noticed on my walks throughout this year are townhouses up … Read entire article »

Filed under: cars, choices, housing, values

Setting a Reward for a Big Goal

Setting a Reward for a Big Goal

I don’t talk about this much here because this is a PF blog and not a weight-loss blog, but occasionally the two intersect and I think this is a relevant topic.  I’ve mentioned a few times that I used to be obese and I lost a bunch of weight in 2011.  However, in the last nine months-ish I’ve gained about half that weight back and I’ve decided to get serious about returning to my goal … Read entire article »

Filed under: goals

Favorite Posts, Mentions, and Top Comments Week of 28July2013

Favorite Posts, Mentions, and Top Comments Week of 28July2013

I’m so glad that we have our housing situation all squared away!  Our application was approved almost immediately last Monday and we sent in the security deposit online to hold the unit.  However, we aren’t scheduled to sign the lease until the day we move in, which we think is a bit weird.  We’re at least going to ask to read it over before that day to make sure there’s nothing we object to in … Read entire article »

Filed under: weekly update

July 2013 Month in Review: Money

July 2013 Month in Review: Money

I think this is a fairly representative summer month, spending-wise.  We had a bit of travel (mostly paid in advance) and grills for groups of people twice.  Spent way too much on groceries, not terribly a lot on anything else!   This was one of those months when I’m so glad for our general savings “nest egg” account – we dipped into it for the security deposit at our new place.  If we didn’t have that account … Read entire article »

Filed under: month in review

Just Make a Decision

Just Make a Decision

I was very proud of Kyle and me for making such a quick decision on where to move.  (Our application was accepted and we sent in our security deposit so it’s a done deal – we got the place!)  We are notorious for being slow decision-makers, particularly Kyle.  Often that works to our advantage – with new purchases we generally research and wait for quite a while, which means we avoid making impulse purchases basically … Read entire article »

Filed under: choices

Don’t Sell to Me, Man!

Don’t Sell to Me, Man!

I hate being pitched to by salespeople!  The quintessential situation came up for us during our trip to Madison, WI earlier this weekend: the rep at the car rental counter.   When we were a bit less informed, we would always waver on whether to buy the rental company’s insurance.  I think we even bought it once or twice!  Then we figured out that we were doubly covered anyway from our car insurance and by a credit … Read entire article »

Filed under: psychology, spending

Favorite Posts, Mentions, and Top Comments Week of 21July2013

Favorite Posts, Mentions, and Top Comments Week of 21July2013

The only thing I care about this week is our housing situation!  We found out on Wednesday that we have to move out of our current townhouse and I spent the next 4 days freaking out about what size place to rent and looking for complexes and townhouses online.  I’m happy to report that Kyle and I decided on a place and submitted an application!  We should find out on Monday if we’ve been accepted … Read entire article »

Filed under: weekly update

Choosing a Home Size

Choosing a Home Size

This post is a total brain dump so be prepared for more obsessing than I usually let through on here!  Also please excuse any incoherence – it’s been a busy few days.   The News   While eating breakfast on Wednesday morning, I received an email from our landlord informing us that she and her husband are moving back to the area and asking if we planned to move out by the end of our lease on August 25.  … Read entire article »

Filed under: housing