Evolving Personal Finance » budgeting

Poll: Budgets Are a Tool, After All – How Do You Use Yours?

December 2nd, 2011 | 8 Comments

  I would say our budget is a combination of a spending outline and category maximums.  Many of our categories are fixed or very stable month-to-month so that’s more spending outline.  Our discretionary categories are for the most part maximums.  I’ve never been much good at denying myself in the grocery store so I don’t really follow through on strict directives with lower limits – we try to set our budget limit well higher than our … Read entire article »

Filed under: budgeting, participation

The Dollar Challenge

November 25th, 2011 | 7 Comments

Corey at 20’s Finances proposed that PF bloggers fit a typical month’s budget into a general set of eight categories so that he could compile the data and compare across groups.  He asked us to normalize our spending to a single dollar to obscure income levels.  If you want to participate you can find his divided dollar and links to other people’s on his post.  It was very interesting to me even to see the … Read entire article »

Filed under: budgeting, participation

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