Evolving Personal Finance » savings

Book Review and Application: All Your Worth

Last month I read All Your Worth: The Ultimate Lifetime Money Plan by Elizabeth Warren and Amelia Warren Tyagi (affiliate link – thanks for using!).  The authors have another very interesting book titled The Two-Income Trap that I have skimmed and am now more interested in reading in full.  You may recognize Elizabeth Warren’s name because she was the deputy director of the new federal agency spearheading consumer finance protection until last summer.   I really, really … Read entire article »

Filed under: books, budgeting, credit cards, giving, savings

Small Steps to Speed Financial Accomplishment

Earlier this week I shared with you some of the ways my financial situation falls short of my ideals.  I know what I should be doing but it seems difficult to actually get it done.  I brainstormed a few steps I have taken in the past and should re-apply now.  These tweaks are probably most useful for people who keep budgets and are auto-saving but want to find ways to be a bit more … Read entire article »

Filed under: budgeting, found money, goals, savings

I’m Not Perfect. Not Even Close.

Sometimes personal finance bloggers come across like they have everything figured out and their money management is running exactly right on autopilot.  Often, people start blogging during or after getting out of a massive amount of debt and so they have a tight focus and seemingly boundless motivation.  These are incredible achievements and should be commended.  I’m sure these bloggers don’t seek to conceal their current imperfections from their readers but I think it comes … Read entire article »

Filed under: budgeting, retirement, savings

Vestigial Bank Accounts

I’m sure if you’ve been managing your own money for long enough you’ve come to this point: your banking structure makes no sense.  You can’t justify with any current logical reasoning why you still have certain accounts.  You know why you opened those accounts, but you probably wouldn’t again given what you know now or how the situation has changed.  Inertia has played a big role in their continued ties to your name.   Kyle and I … Read entire article »

Filed under: checking, marriage, savings, transitions