Evolving Personal Finance » Entries tagged with "hard earmarks"
Hard and Soft Earmarks in Targeted Savings
I have come to another stage of reflection regarding our targeted savings accounts. When we first set them up right after we got married, they were a great way to plan for irregular expenses and to motivate us to defer spending. More recently, I’ve realized that as our next year is so uncertain, the role of our targeted savings accounts may become diminished. As I’ve thought through what money we might be willing to shift … Read entire article »
Filed under: targeted savings