Evolving Personal Finance » Entries tagged with "IRA"

Where’s the Tipping Point Between a Roth and Traditional IRA?

November 14th, 2016 | 3 Comments

Where’s the Tipping Point Between a Roth and Traditional IRA?

I love my Roth IRA (and my Roth 401(k)). Throughout my twenties, I didn’t have access to a workplace-based retirement account, so the IRA was a retirement-life-saver. I also was not making much money as a grad student, so using a Roth made total sense. When I speak to current grad students, I advocate using a Roth IRA for retirement savings. But at some point, doesn’t a traditional IRA or 401(k) start to make more … Read entire article »

Filed under: retirement, taxes