Evolving Personal Finance » Entries tagged with "unemployment"

How My Funemployment Is Different from Jan from the Office’s Unemployment

September 17th, 2014 | 22 Comments

How My Funemployment Is Different from Jan from the Office’s Unemployment

I am a huge fan of The Office.  I’ve probably watched through the whole series about eight times on Netflix!  It’s my go-to programming in the evening when I’m cooking, cleaning or otherwise occupied when I can mostly only listen.  Well, it just so happened that I recently rewatched the episode “Money,” in which Michael is basically a poster child for what not to do in personal finance.  But this time around, I was struck … Read entire article »

Filed under: funemployment

Grad School vs. Blogging vs. Career vs. Money

April 24th, 2014 | 34 Comments

Grad School vs. Blogging vs. Career vs. Money

It’s finally time to give you all a life update!  As I’ve hinted a few times recently, there have been some big changes in our plans.     Grad School   Last week, my advisor made the official announcement that he is moving to another university at the end of the summer.  He first alerted us to the possibility back in January, so I’ve had a few months to assimilate the news.  At that time, he and I discussed it … Read entire article »

Filed under: blogging, career, grad school, income, savings

What is the Purpose of an Emergency Fund?

October 9th, 2013 | 54 Comments

What is the Purpose of an Emergency Fund?

In my last post on emergency funds, I looked at Dave Ramsey’s (and many others’) suggestion of an emergency fund size of three to six months of expenses and calculated what that would be for our current budget ($7,500 to $15,000).  But at the end of the post I questioned whether a three to six month emergency fund is really appropriate for us.  I am an overthinker, so I have trouble just accepting that we … Read entire article »

Filed under: emergency fund

What Would You Do If You Really Needed Money?

May 24th, 2013 | 22 Comments

What Would You Do If You Really Needed Money?

I asked myself and Kyle this question last week when I was thinking of contingency plans in case Kyle is unemployed for a while between graduation and starting a postdoc.  I’m not about earning the maximum possible amount of money all the time – if I was, I wouldn’t be pursuing a PhD! – so there are plenty of money-making activities that I could do but am not at the moment because I’m satisfied with … Read entire article »

Filed under: income

Married with Roommates?

April 24th, 2013 | 59 Comments

Married with Roommates?

Here are the parameters we’re working with:   1) Kyle will graduate as early as June or as late as September, but we’re not sure where he’ll be doing his postdoc or when he’ll start. 2) I’ll need a roommate for after Kyle moves out. 3) If Kyle has a significant period of non-employment in between graduating and starting his postdoc, my pay isn’t quite enough to cover our expenses and basic percentage-based budgeting.   Since roommates are easiest to find … Read entire article »

Filed under: frugality, housing, marriage