Evolving Personal Finance » month in review

October 2016 Budget Report

October 2016 Budget Report

This month, Kyle and I finally FINALLY had the money management conversation(s) we had been putting off for so long. As a result, we are making some updates to our finances:   1) We are going to live off of Kyle’s income alone for our monthly spending, short-term goals, and long-term goals (retirement). We are going to use my income to fund our mid-term goals. This means that we are, for the first time in our marriage, … Read entire article »

Filed under: month in review

September 2016 Budget Report

September 2016 Budget Report

We’re still getting our feet under us in terms of our spending on DPR, but things are starting to normalize. Our large start-up costs are largely behind us, I think, and now we’ll just have some ongoing expenses to keep her fed, clothed, etc.   One totally new expense for us this month was childcare! I had my first speaking engagement as a parent. I had an amazing day: my hosts put on a wonderful event and … Read entire article »

Filed under: month in review

August 2016 Budget Report

August 2016 Budget Report

I have to admit we have not been paying much attention to our spending in the last few months. That’s likely unsurprising given that we’re still adjusting to life with our new baby and we’re earning much more money than we used to. In fact, we’ve gotten a bit trigger-happy with our Amazon purchases in the last few months. It all seems to be needs, but then again we seemed to get by without these … Read entire article »

Filed under: month in review

May, June, and July 2016 Budget Report

May, June, and July 2016 Budget Report

In this post I’m catching up on reporting our spending over the last three months. I was expecting to get through the May and June reports before DPR arrived, but as she came early they were deferred!   May was an unusually social month as some of my family came into town and we went out of town for our family baby shower. DPR arrived at the end of the month.   We spent most of June in the … Read entire article »

Filed under: month in review

April 2016 Budget Report

April 2016 Budget Report

April in Seattle was even more beautiful than March – way more warm, sunny days than rainy/overcast days, and quite sunny weekends. Each Saturday in April we went for a long walk in a new-to-us local park to exercise and see more of our city. We’re considering this lovely weather as “borrowed time” and do expect the rain and chill to return before summer really starts, so we’re capitalizing on it in the meantime.   We also … Read entire article »

Filed under: month in review

March 2016 Budget Report

March 2016 Budget Report

Life in Seattle is really starting to improve for us! There were many days in March that had no rain and/or were quite sunny. Near the end of the month, it got above 60 degrees F on a couple days! The start of daylight savings time has also been amazing – sometimes Kyle comes home when it’s still light out! We are also slowly strengthening our social ties.   Near the beginning of the month, we went … Read entire article »

Filed under: month in review

February 2016 Budget Report

February 2016 Budget Report

This was a humdrum month for us financially, except for overspending in some of our variable budget categories. We have basically just been working our new Seattle routine. The weather is definitely changing for the better; February was much warmer than January, and there are sunny and non-rainy days from time to time.   We finished filling up our 2015 Roth IRAs this month – earliest ever! From now until April 15-ish we’re putting our retirement money in my … Read entire article »

Filed under: month in review

January 2016 Budget Report

January 2016 Budget Report

We made a few adjustments to our budget this month and are gearing up for more changes this spring.   First, we are going to budget off of Kyle’s salary alone instead of his salary plus my contractor income as we were last fall. This month, in addition to Kyle’s salary I did have contractor income and I paid myself part of my 2015 business earnings. (I’m going to wait until we finish our taxes and have … Read entire article »

Filed under: month in review

December 2015 Budget Report

December 2015 Budget Report

We took an extra long Christmas break this year because we skipped out on traveling for Thanksgiving. Kyle used up all but one of his vacation days! We spent several days up through Christmas Eve with Kyle’s family in California, took a Christmas morning red-eye, then spent Christmas and several days following with my family in Virginia, and returned to Seattle for New Years Eve. The month was fairly normal spending-wise except for the 11 … Read entire article »

Filed under: month in review

November 2015 Budget Report

November 2015 Budget Report

Good things about this month: I had two speaking gigs and finalized one last booking for 2015 college basketball has started we celebrated Thanksgiving twice with local friends we saw a friend from Durham while he was in town for a conference there have been some sunny days   We did a pretty good job with our spending, too, even with Thanksgiving! We booked our Christmas travel and are really looking forward to that trip.   Sources of Income   Our budget is based on two … Read entire article »

Filed under: month in review