39 Responses to "Awesome Sign-Up Bonus Ratio with Barclaycard Arrival World MasterCard"

  1. Cash Rebel says:

    Wow, that’s a good deal! I was just actually writing a post about switching to a new rewards card isn’t worth for me. Maybe I need to look at travel cards like this one. I wonder if my commuting train would be a “qualified expense”.

    Also, I’m jealous that you can put rent on your credit card. That’s awesome.
    Cash Rebel recently posted..Money moves you should make before the government implodes

    1. Emily says:

      I like this one because the rewards are maximized through travel but you don’t have to fuss with any booking nonsense – you just apply the statement credit after the fact and it offsets the previous cost. We normally stick with cashback cards but this one seems like a good hybrid, perfect for our lifestyle.

      Maybe you could call the company before signing up to see if that train would qualify? I’m not sure they’d be able to answer but it’s worth a shot.

  2. We both churned that one! It’s easy for us to spend $1,000 in ONE MONTH because we put our monthly groceries on there ($500) and currently our health insurance ($377).
    Holly@ClubThrifty recently posted..Three Habits of High Performers

    1. Emily says:

      That’s awesome that you knew you could meet the minimum spend so easily. If only were weren’t shopping at Costco so much, our food budget would make it pretty easy, too!

  3. This is a good card. I reviewed it earlier this month and I think it is becoming quite popular. I don’t know how long the sign up bonus will last, but we will see.
    Grayson @ Debt Roundup recently posted..When Opportunity Knocks…..Early: Part 2

    1. Emily says:

      Did you sign up for it yourself? The deal does seem so good I’m not sure how long it will last. I’m glad it came up right when we were considering another card, anyway.

  4. That’s a pretty sweet deal on the rewards. We may look into it after we’re done churning the Starwood Amex that Holly told us about.

    The rub is that I’m not sure we’ll have qualified travel expenses or not.
    Done by Forty recently posted..Net Worth Update & No Auto October

    1. Emily says:

      It’s still a good deal if you just take the cash without applying it to travel, but not as show-stopping. If you’re into churning and there’s nothing better on the horizon, why not?

  5. Matt Becker says:

    We actually do a decent amount of traveling just to visit my in-laws, so this is probably worth looking into a little further. Nice overview.
    Matt Becker recently posted..Buying a Car: Test Drive Like a Pro

    1. Emily says:

      If that travel is by anything other than car, I think it would qualify! The only trips we have for sure on the horizon are to my parents’ area, which is within driving distance. 🙁

  6. […] @ Evolving Personal Finance writes Awesome Sign-Up Bonus Ratio with Barclaycard Arrival World MasterCard – Finally a credit card with a high sign-up bonus and a low minimum spending requirement! We […]

  7. […] @ Evolving Personal Finance writes Awesome Sign-Up Bonus Ratio with Barclaycard Arrival World MasterCard – Finally a credit card with a high sign-up bonus and a low minimum spending requirement! We […]

  8. […] am actually disappointed that no one has signed up for one of the credit cards I wrote about this month.  🙁  My goal was to get one sign-up.  I guess I was too late to the party or our audience […]

  9. SMH says:

    I’m signing up!

    1. Emily says:

      Woohoo! Let me know what travel you end up redeeming the rewards for! We actually just reached the minimum spend on the card today so we’re going to sign up for another one. 🙂

  10. […] from Evolving Personal Finance presents Awesome Sign-Up Bonus Ratio with Barclaycard Arrival World MasterCard, and says, “Finally a credit card with a high sign-up bonus and a low minimum spending […]

  11. […] that’s crazy to anonymous PF bloggers, but I’m completely open about my blog IRL!)  It was the review of the Barclaycard Arrival World MasterCard, and you can see I was pushing it a bit.  (We just signed up for our second one last night! […]

  12. […] @ Evolving Personal Finance writes Awesome Sign-Up Bonus Ratio with Barclaycard Arrival World MasterCard – Finally a credit card with a high sign-up bonus and a low minimum spending requirement! We […]

  13. […] my Barclaycard Arrival World MasterCard – $89 Annual Fee Card (that’s an affiliate link and here’s my review). We made a donation that we hadn’t anticipated, I went on a weekend retreat at the last minute, […]

  14. […] Awesome Sign-Up Bonus Ratio with Barclaycard Arrival World MasterCard was featured in the Carnival of Personal Finance and the Carnival of Financial Camaraderie. […]

  15. […] Helping people: I get so much satisfaction from helping people to do better with their personal finances, and I wouldn’t be doing any of it without EPF.  I’ve now formally coached a handful of friends and clients referred to me through my church.  I have also talked more informally about PF topics with people IRL and through email and comments, and I think that our conversations have been somewhat illuminating or practically useful for them.  This isn’t always about vague topics like budgeting or saving but can get down to the nitty-gritty, like friends who have thanked me for alerting them to our health insurance’s (now-discontinued) wellness program and the friend who just yesterday shook my hand to thank me for my recommendation of our latest perfect-for-a-low-spender rewards credit card. […]

  16. SMH says:

    This is a super late comment, but I just traveled to Canada recently, and am thrilled that I do not have any foreign transaction fees to pay later. It’s really a great card!

    1. Emily says:

      That’s great to hear! We picked up a card a couple years ago just to avoid foreign transaction fees – it’s a big perk.

  17. […] more rewards.  If you are churning cards for sign-up bonuses, you have to be very careful to meet the minimum spend requirements and to cancel the card when it is no longer useful to you (if there is an annual fee).  If you […]

  18. […] Arrival™ World MasterCard® – Earn 2x on All Purchases (affiliate link – read my review!), but we should be done this month with Christmas travel and gifts.  It probably isn’t the best […]

  19. Carol says:

    Hello Emily,

    I was looking into applying for the Barclaycard Arrival World MC for days. I was trying to research if using the card to pay certain bills could qualify for the bonus. I read your article and you mentioned that to meet the spending requirement you planned to use it to pay for things like the cell phone bill and car insurance. So I decided to pull the trigger and applied (through your link). I got approved! It’s a small credit limit, but I’m not too concerned about that. I was just curious to know if you ended up using your Barclaycard to pay for car insurance, cell phone, internet? I’m planning to use it to pay for my car insurance, cell phone, cable, fitness classes, but I’m not sure if these things could qualify to earn the bonus miles.

    1. Emily says:

      Hi Carol,

      Thanks so much for using my affiliate link and for reading my review! I’m confident that all spending you do on the Arrival World card will count toward earning the bonus. We used our cards for our cell phone bills, car insurance, water bills, gas, DMV, restaurants, internet bills, dentist, donations… all that normal stuff. We got the bonuses as soon as we reached $1,000 in spending on each card so it doesn’t seem anything was excluded. I’m sure you’ll easily reach the minimum spend level and I hope you enjoy your bonus!


  20. […] I forgot to put it in our monthly update for December, but with our Christmas travel we reached the $1,000 minimum spend on Kyle’s Barclaycard Arrival™ World MasterCard® – Earn 2x on All Purchases (affiliate link) and got the 40,000+ point bonus!  We also were invited to a wedding coming up soon in CA, so we’ll use the points from one card to offset a bit more than one of our two tickets (I have $430.34 worth of rewards available in my account right now) and still have the second bonus to use later in the year!  Oh, and one sucky bit was the my Barclaycard was stolen, but they actually notified me of the fraudulent before I saw it (unusual!) and took care of sending me a new card right away, so the customer service was good.  I should add that info to my review… […]

  21. […] have been signing up for the travel credit card we both churned through our affiliate links, so we had a bit of income from EPF in December 2013.  It’s enough […]

  22. […] World MasterCard® – Earn 2x on All Purchases (that’s an affiliate link; please read my review), netting us over $850 in bonuses (so far).  But we are trying to keep from fully buying into the […]

  23. […] told you about why the Barclaycard World Arrival MasterCard was so attractive for us – its low minimum spend was actually achievable!  So many cards with great sign-up bonuses have $3,000 or $5,000 minimum […]

  24. […] of them as pooled) and some credit cards we applied for individually (so that we could get both sign-up bonuses when churning, like with our […]

  25. Liz says:

    Got the card in less than a minute! Presently surprised about the 0% APR for 12 months…that will allow me to stop nagging my husband about his company expense reports so often.

    1. Emily says:

      Haha, yeah I don’t pay attention to the interest rate at all but that’s good to know. Glad you got such a quick response!

  26. […] We bought a flight to CA, but we offset most of the purchase with one of the sign-up bonuses we got on our Barclaycards. […]

  27. SMH says:

    I finally redeemed my travel points! I got $390 dollars back. I thought that I was going to miss out because although I hit the minimum spend in the first 3 months, I decided not to purchase any qualifying travel during that time period due to having only part-time employment. I have hardly used the card since the first 3 months/reaching the minimum spend. Then I purchased a $390 plane ticket during month 5, and I was still able to get the full value reimbursed. I was so excited!

    I’m not sure — did you know that it worked that way already. I find the language around this stuff a bit unclear, and I thought that I had to make a travel purchase during the first 3 months as well.

    1. Emily says:

      Yes, it is supposed to work that way. I’m sorry I didn’t explain it better! All of your purchases count toward the minimum spend and then you get the max points by redeeming for travel. It’s just that the most efficient way to use the card, if you have another card you also like a lot or another minimum spend you’re working on, is to use the travel expenditure that you want to redeem against as part of the minimum spend. But the way you did it is what we’re doing too, since we didn’t have any travel to book in the first 3 months.

  28. […] Barclaycard Arrival Plus™ World Elite MasterCard® is the update to the Barclaycard World Arrival Mastercard that I reviewed last fall.  When you spend $3,000 (on any type of purchase) in the first 90 days, you get 40,000 miles plus […]

  29. […] $0 balance and the payment isn’t made.  However, one of our cards doesn’t operate this way – our Barclaycard.  While we like everything else about this card, this one point is annoying.  No matter what the […]

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