Evolving Personal Finance » Archive
Money Management Systems Visualized
There are three basic money management systems that couples use: pooling, partial pooling, and independent. Those are the academic terms – I prefer to refer to them as joint, partly joint and partly separate, and separate. In this post I have visualizations of each of these money management styles, plus a variation of joint that I call joint with allowances. The main distinctions among the styles are into what type of account (joint or individual) … Read entire article »
Filed under: budgeting
Favorite Posts, Mentions, and Top Comments Week of 21April2013
Not much to report about our week here – it was pretty quiet! Just lots of work. We went to Kyle’s program’s end-of-year party and saw basically all our close friends from school. I got my baby-holdin’ on, which was awesome. We also had a small game night with some friends from our small group since we realized we hadn’t had them over since we moved to our townhouse. Now that the weather has turned definitely-spring we want to be outside as much as possible! Thankfully neither of us has allergies because the pollen is fierce right now and it will be getting hot soon enough. Posts I Liked Mrs. Pop from Planting Our Pennies thinks our ease of shopping has gone too far when even their cat can make purchases! Phoebe from … Read entire article »
Filed under: weekly update
So Excited about Referrals!
Two people have used my referral link for Republic Wireless, which means if all goes well I’ll get a $38 credit to my account! You can tell what an advertising noob I am because I am way too excited about this. Like so excited that I had to write a post to deconstruct my feelings because they are totally weird. I don’t even know if the people who signed up with my link did so through … Read entire article »
Married with Roommates?
Here are the parameters we’re working with: 1) Kyle will graduate as early as June or as late as September, but we’re not sure where he’ll be doing his postdoc or when he’ll start. 2) I’ll need a roommate for after Kyle moves out. 3) If Kyle has a significant period of non-employment in between graduating and starting his postdoc, my pay isn’t quite enough to cover our expenses and basic percentage-based budgeting. Since roommates are easiest to find … Read entire article »
How to Price a Room for Rent
Next year when Kyle is living Elsewhere (TBD), we plan to both have roommates to keep our cost of living low, just like before we were married. That means that we will rent out one of the bedrooms in our current townhouse to another woman. We haven’t quite decided which room to keep since they are quite different in size – the larger one would be better if Kyle is spending a good amount of … Read entire article »
Filed under: housing
Favorite Posts, Mentions, and Top Comments Week of 14April2013
In honor of Financial Literacy month, the personal finance committee I’m on at my university is putting on a bunch of seminars and events throughout the month. This week I attended a seminar on saving and investing but I was a bit disappointed. The seminar itself was okay but I just kept thinking of what it could have been, like if I had done the presentation. I’m getting a bit full of myself! Posts I Liked Joanna from Our Freaking Budget asks if home ownership is still part of the American dream. Michelle from Making Sense of Cents reveals what she plans to do with her fabulous extra income. Robert from The College Investor lays out the retirement options for self-employed individuals. Eric from Narrow Bridge Finance suggests several alternative lodging schemes that are cheaper … Read entire article »
Filed under: weekly update
Blog Statistics Update March – April 2013
This has been a fun month on EPF. I’m happy to be back to blogging full time and being a bit more ahead on my editorial calendar. I’m excited to be working on a big 4-part series of posts! I am way more ridiculously excited about this than I should be – two people have signed up with Republic Wireless using my referral link! If they stay customers for 30 days I get a $19 credit … Read entire article »
Filed under: blogging, month in review
Evolution of Our Relationship with Bank of America
Let’s get one thing straight from the start: I think Bank of America is terrible. You will hear that repeatedly through this post. Kyle thinks Bank of America is okay. They haven’t done anything major to annoy him – or perhaps I should say he has not let the things about their service that drive me crazy get to him. This post details the stages of our use of BoA and concludes with why the heck … Read entire article »
Festival of Frugality #384
Tax season is over, y’all!!! Well, except for those who filed extensions. My husband and I are bad PF bloggers and waited until about a week ago to do our taxes. We realized that we didn’t have a W-2 from Kyle’s side job (we don’t think it was ever issued), so we had to file an extension. I actually enjoyed doing our taxes more this year than ever because I have more and more understanding … Read entire article »
Filed under: carnival
Pledging to Financially Support an Individual
Last week Kyle and I were pitched by an acquaintance who is embarking on missions-related work. The request to meet with us came through an introduction by a friend who is a current supporter of this missionary. (I’m not quite sure missionary is the right word, but he’ll have an evangelistic ministry and he is seeking outside support, so I’ll use the term here.) He attended to our church campus so we have met from … Read entire article »
Filed under: giving
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