Evolving Personal Finance » grad school

Future Directions for EPF

Future Directions for EPF

The primary niche within the personal finance blogosphere in which I see EPF living is one for graduate students.  I only have about two years left as a PhD student and while I hope that the blog will outlive my pursuit of the degree, its niche can evolve (hence the name) at that time.  During these last two years I’d like to target a higher percentage of our content toward how personal finance topics and … Read entire article »

Filed under: blogging, grad school

Organic Search Terms

Organic Search Terms

EPF’s organic search traffic has really spiked up in the past couple weeks – well, at least in comparison with what it used to be!  Just last week I started looking at the search terms leading people to EPF (people, not bots).  Today I’d like to take a look at a few of the search phrases.     Post with the Most   By far my most popular post in terms of being found by the wider internet is the … Read entire article »

Filed under: blogging, grad school, retirement

Earned Income: The Bane of the Graduate Student’s Roth IRA

Earned Income: The Bane of the Graduate Student’s Roth IRA

This is my contribution to The Roth IRA Movement started by Jeff Rose at Good Financial Cents.  The post will briefly touch on the advantages of the Roth IRA account but will focus on how graduate students can determine whether or not they have earned income (now: taxable compensation).  For more posts with greater detail on various aspects of the Roth IRA, please visit the Movement’s page.  Also, I am not a CPA or financial … Read entire article »

Filed under: grad school, retirement

Why You Should Save for Retirement While In Graduate School Part 1

Why You Should Save for Retirement While In Graduate School Part 1

aka Why You Should Save For Retirement Even with a Low Income   This two-part post is intended to inspire graduate students who are currently not saving for retirement to start.  The graduate students I refer to in this post are those who are being paid a living wage while in school – that is, they are not taking out loans for tuition or living expenses and can keep their must-have living expenses (rent, utilities, food, etc.) … Read entire article »

Filed under: choices, featured, grad school, retirement

Awesome Financial Benefits to Being a Grad Student (and Terrible Detriments)

So, graduate school kind of sucks – especially Ph.D.s because they go on forever.  (Can you tell I’ve been at it a while?)  However, there are definitely some financial benefits to being in school, particularly the kind of school that pays you to be there (though not nearly as much as we’d be getting in the real world).  Kyle and I collaborated on this list, but we’re represent a small slice of grad student experiences.  … Read entire article »

Filed under: budgeting, grad school