Evolving Personal Finance » Entries tagged with "overspending"
November 2014 Money Puddle and Spending Report
This was an INCREDIBLE month in terms of spending. I think it might be our highest spending month ever (post-wedding/honeymoon), or at least in the last couple years. The big big spending outlay was that we finally bought a DSLR. We have desired this type of camera for a couple years and started saving for it 16 months ago. We no longer have targeted savings accounts, but the last balance on our camera account was more … Read entire article »
Filed under: funemployment, month in review
June 2014 Month in Review: Money
I’m not paying much attention to our money these days, so I guess I shouldn’t be too surprised that we’ve spent way more than usual. There has been a bit of waste and convenience spending, but most everything was reasonable. I was just a bit taken aback in tallying it all up that it came out so high. We were over in almost all of our variable spending categories. Targeted spending was a little weird – … Read entire article »
Filed under: month in review
November 2013 Month in Review: Money
Y’all, I screwed up this month. It’s only like half my fault, though. My paycheck is no longer being direct deposited since I switched payroll systems a few months ago. (How patient am I supposed to be with this? I submitted the paperwork for the new direct deposit in August.) So now I grab my paycheck on the last workday of the month and use my smartphone to deposit it to our Ally checking account. … Read entire article »
Filed under: month in review
How to Help Someone Who Spends Too Much
I put out a call on Yakezie for guest posts while I prepare for my preliminary exam, and Andrea Whitmer volunteered a post for today! Andrea is a single mom and full-time freelancer who writes about everything from finance to parenting at So Over This. She’s a big fan of learning to make better life decisions while maintaining a sense of humor. Thanks Andrea and I hope everyone enjoys the post! Until a couple of years ago, I was the … Read entire article »
Grocery Challenge Update for January 2013
Late last fall we realized that our grocery spending had really gotten out of hand, even though we increased our budget from $360 to $400 per month. In November we spent $484 and set ourselves a grocery challenge – several goals that we thought would help us reduce our grocery spending to under our budget. The first month of our challenge, December 2012, was not successful – we spent $502 – but I was feeling … Read entire article »
Taking Control of Our Grocery Spending
Last month we were way over our grocery spending and this month we are way, way over! Two months in a row is real red flag. This is such a big chunk of our budget that these large overages are affecting our bottom line – the only reason we’ve been in the black the last two month has been our yet-unincorporated cost-of-living raises from September. Looking back in Mint, it seems that our grocery spending … Read entire article »
Filed under: food
October 2012 Month in Review: Money
We had a crazy overspending month – the first one we’ve had in a long time! We are just no good at denying ourselves in the grocery store. We didn’t have too many random expenses – most things we were able to cover out of our nest egg. We are definitely done paying ourselves back for our moving expenses – we may have even been done last month but we haven’t squared all of our … Read entire article »
Filed under: month in review
Recent Comments
- Adam on Home Equity Is Funny Money
"Hi Emily - I just stumbled upon your blog. Great post! Up in Canada this is a…" - Emily on Home Equity Is Funny Money
"I agree that an appraisal is the best number to work with. I can't think of why …" - JL on Home Equity Is Funny Money
"I only note it as round numbers, in $50k or $100k estimates. I also usually upda…" - We Maxed Out All Our Retirement Accounts for the First Time! - Evolving Personal Finance | Evolving Personal Finance on Avoiding an Expensive 401(k) Plan through Self-Employment
"[…] was the first year that we contributed to Kyle’s expensive 401(k…" - Business Goal Tracking for Week 8 of 2022 - Evolving Personal Finance | Evolving Personal Finance on Business Goal Tracking for Week 6 of 2022
"[…] Done as of two weeks ago! […]…"