Evolving Personal Finance » month in review

March 2017 Budget Report

March 2017 Budget Report

This was a pretty bad month for us in terms of large, unexpected expenses popping up that didn’t fit into our targeted savings accounts. Our ‘Miscellaneous’ spending category was completely overwhelmed. We also incredibly overspent one of our variable expense categories. Even our targeted savings accounts didn’t fare well; one of them is now negative! But thankfully we have our buffer funds to help us smooth this out. The one success we had was a … Read entire article »

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February 2017 Budget Report

February 2017 Budget Report

Our February was very quiet spending-wise. We had a nice victory in coming in under budget for groceries, which has been a struggle for a couple years now. We’re not really going out at all these days, but we did invite friends over to our place and go over to some friends’ houses this month. The costs for those gatherings are just rolled into our grocery spending for the month. We’re planning a couple trips … Read entire article »

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January 2017 Budget Report

January 2017 Budget Report

January was a fairly quiet month around our house. We spent the first few days of it still in Virginia with my family, flying back on the 3rd. For the rest of the month I kept me and DPR almost completely housebound – it’s too cold and dreary for me to want to get out much. We did socialize a bit, but hosted our friends at our home instead of going out. If we were … Read entire article »

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December 2016 Budget Report

December 2016 Budget Report

Our major event this month was traveling over winter break. We stayed with my parents for about 10 days. Most of the time we were just spending time at home with my family, as DPR was all the entertainment we needed. My siblings hadn’t met DPR before so that was very exciting.   Traveling for that period threw off our spending in a couple ways: we mooched off my parents for food so our grocery and restaurant … Read entire article »

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November 2016 Budget Report

November 2016 Budget Report

Over Thanksgiving, our family spent 11 days with Kyle’s parents in southern California. It was a wonderful and restful trip. Kyle had to use or lose a bunch of vacation days so we planned a long Thanksgiving trip and a long Christmas trip. After paying for our flights for both of those trips this month, it was a wonderful break to be hosted by Kyle’s parents and have all of our food and so forth … Read entire article »

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October 2016 Budget Report

October 2016 Budget Report

This month, Kyle and I finally FINALLY had the money management conversation(s) we had been putting off for so long. As a result, we are making some updates to our finances:   1) We are going to live off of Kyle’s income alone for our monthly spending, short-term goals, and long-term goals (retirement). We are going to use my income to fund our mid-term goals. This means that we are, for the first time in our marriage, … Read entire article »

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September 2016 Budget Report

September 2016 Budget Report

We’re still getting our feet under us in terms of our spending on DPR, but things are starting to normalize. Our large start-up costs are largely behind us, I think, and now we’ll just have some ongoing expenses to keep her fed, clothed, etc.   One totally new expense for us this month was childcare! I had my first speaking engagement as a parent. I had an amazing day: my hosts put on a wonderful event and … Read entire article »

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August 2016 Budget Report

August 2016 Budget Report

I have to admit we have not been paying much attention to our spending in the last few months. That’s likely unsurprising given that we’re still adjusting to life with our new baby and we’re earning much more money than we used to. In fact, we’ve gotten a bit trigger-happy with our Amazon purchases in the last few months. It all seems to be needs, but then again we seemed to get by without these … Read entire article »

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May, June, and July 2016 Budget Report

May, June, and July 2016 Budget Report

In this post I’m catching up on reporting our spending over the last three months. I was expecting to get through the May and June reports before DPR arrived, but as she came early they were deferred!   May was an unusually social month as some of my family came into town and we went out of town for our family baby shower. DPR arrived at the end of the month.   We spent most of June in the … Read entire article »

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April 2016 Budget Report

April 2016 Budget Report

April in Seattle was even more beautiful than March – way more warm, sunny days than rainy/overcast days, and quite sunny weekends. Each Saturday in April we went for a long walk in a new-to-us local park to exercise and see more of our city. We’re considering this lovely weather as “borrowed time” and do expect the rain and chill to return before summer really starts, so we’re capitalizing on it in the meantime.   We also … Read entire article »

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