Evolving Personal Finance » month in review

June 2017 Budget Report

June 2017 Budget Report

June struck me as a very simple month for us, financially. Nearly all of our variable spending was on groceries. We only bought gas once. We didn’t eat out at all. We only bought four items from Amazon, which is pretty low these days! We were fairly busy around town attending birthday parties and going to the zoo, but didn’t have to spend major bucks to do so. Over the last six weeks, we finally … Read entire article »

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May 2017 Budget Report

May 2017 Budget Report

If April was defined by our travels, May was defined by our houseguests. Several members of my family came to visit us on two occasions, which really seemed to take over our month. It was wonderful to have them around, though, and they had a ton of fun with DPR. We did end up overspending on groceries because we provided just about all the meals for our guests. We mostly hung out in our apartment … Read entire article »

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April 2017 Budget Report

April 2017 Budget Report

April was a very busy month for us! I gave six talks this month on two trips, one day trip and one multi-day trip to the East Coast. We also traveled to California on two subsequent weekends. Thankfully DPR took all that upheaval pretty well, though it wiped me out.   We filed our tax return on April 15 after preparing it using tax software. We owed a small amount of money to the IRS and gave … Read entire article »

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March 2017 Budget Report

March 2017 Budget Report

This was a pretty bad month for us in terms of large, unexpected expenses popping up that didn’t fit into our targeted savings accounts. Our ‘Miscellaneous’ spending category was completely overwhelmed. We also incredibly overspent one of our variable expense categories. Even our targeted savings accounts didn’t fare well; one of them is now negative! But thankfully we have our buffer funds to help us smooth this out. The one success we had was a … Read entire article »

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February 2017 Budget Report

February 2017 Budget Report

Our February was very quiet spending-wise. We had a nice victory in coming in under budget for groceries, which has been a struggle for a couple years now. We’re not really going out at all these days, but we did invite friends over to our place and go over to some friends’ houses this month. The costs for those gatherings are just rolled into our grocery spending for the month. We’re planning a couple trips … Read entire article »

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January 2017 Budget Report

January 2017 Budget Report

January was a fairly quiet month around our house. We spent the first few days of it still in Virginia with my family, flying back on the 3rd. For the rest of the month I kept me and DPR almost completely housebound – it’s too cold and dreary for me to want to get out much. We did socialize a bit, but hosted our friends at our home instead of going out. If we were … Read entire article »

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December 2016 Budget Report

December 2016 Budget Report

Our major event this month was traveling over winter break. We stayed with my parents for about 10 days. Most of the time we were just spending time at home with my family, as DPR was all the entertainment we needed. My siblings hadn’t met DPR before so that was very exciting.   Traveling for that period threw off our spending in a couple ways: we mooched off my parents for food so our grocery and restaurant … Read entire article »

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November 2016 Budget Report

November 2016 Budget Report

Over Thanksgiving, our family spent 11 days with Kyle’s parents in southern California. It was a wonderful and restful trip. Kyle had to use or lose a bunch of vacation days so we planned a long Thanksgiving trip and a long Christmas trip. After paying for our flights for both of those trips this month, it was a wonderful break to be hosted by Kyle’s parents and have all of our food and so forth … Read entire article »

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October 2016 Budget Report

October 2016 Budget Report

This month, Kyle and I finally FINALLY had the money management conversation(s) we had been putting off for so long. As a result, we are making some updates to our finances:   1) We are going to live off of Kyle’s income alone for our monthly spending, short-term goals, and long-term goals (retirement). We are going to use my income to fund our mid-term goals. This means that we are, for the first time in our marriage, … Read entire article »

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September 2016 Budget Report

September 2016 Budget Report

We’re still getting our feet under us in terms of our spending on DPR, but things are starting to normalize. Our large start-up costs are largely behind us, I think, and now we’ll just have some ongoing expenses to keep her fed, clothed, etc.   One totally new expense for us this month was childcare! I had my first speaking engagement as a parent. I had an amazing day: my hosts put on a wonderful event and … Read entire article »

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