April 2017 Budget Report

view from my hotel room while traveling to speak

April was a very busy month for us! I gave six talks this month on two trips, one day trip and one multi-day trip to the East Coast. We also traveled to California on two subsequent weekends. Thankfully DPR took all that upheaval pretty well, though it wiped me out.


We filed our tax return on April 15 after preparing it using tax software. We owed a small amount of money to the IRS and gave ourselves a ridiculously large self-tax refund. We started but haven’t yet finished allocating the refund yet. So far we put $2,112 extra toward our retirement accounts (instead of contributing to DPR’s 529) (this was the amount she ‘saved’ us on our taxes this year) and used $509.42 toward a network attached storage system. We have some ideas for the remainder of the money as well.


Thankfully, after last month’s ridiculous overspend, we came in radically under budget this month and were able to refill our checking account buffer and contribute a bit more to our targeted savings accounts.


Regular Fixed Expenses


Rent $1495


Water/Sewer/Garbage $130


Internet $74.45


Student Loan Minimum Payment $99.67


Netflix $10.74


Cloud Backup $5.99


Regular Variable Expenses


Power $0 ($60 budgeted): Off month.


Groceries $335.74 ($600 budgeted): This was a fantastically low-spending month for us for food because of all our traveling. Our whole family was out of town for 7 days and I was out of town for 6 days (Kyle’s food is less expensive than my food).


Restaurants $0 ($100 budgeted): We did all of our eating out while traveling, so it went against our travel funds.


Gas/Parking/Public Transit $16.31 ($60 budgeted): This was one gas fill-up.


Phones $64.25 ($65 budgeted): Two smartphones with large data plans! Kyle uses Cricket Wireless and I use Republic Wireless.


Miscellaneous $0 ($8.48 budgeted)


Bottom Line


We spent $2,232.15 of $2,709.33 available. That’s probably our biggest under-spend ever! We used $381.30 to refill our checking account buffer (following last month’s spending disaster) and added $95.89 to our Baby targeted savings account.


Targeted Savings




Starting Balance $558.47

Saved $79.44

Spent $0




Starting Balance $1,207.40

Saved $450.00

Spent $734.95: We traveled to two events in California this month, a wedding and our 10-year high school reunion.




Starting Balance $365.00

Saved $95.00

Spent $99.45: We purchased a wedding gift.




Starting Balance $466.45

Saved $30.00

Spent $137.97: I got a haircut and bought two pairs of jeans and a dress for the wedding we attended.




Starting Balance $997.17

Saved $552.28

Spent $509.42: Kyle purchased a solid state drive and three hard drives to set up a NAS for our home. We paid for it with our self-tax return money.




Starting Balance -$142.45

Saved $95.89

Spent $6.59: We bought a teether for DPR.




Starting Balance $366.66

Saved $108.33

Spent $0.00


What are you doing with your tax refund, if you got one? How are you doing with your budget?


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Filed under: month in review

4 Responses to "April 2017 Budget Report"

  1. Our tax refund went straight back to the government as estimated taxes for next year.

    1. Emily says:


  2. […] realized last month that Uber has become my default mode of transit to and from the airport – to the point that […]

  3. […] too much withheld and I had a bit too little withheld, and that worked out quite well. Last year we radically over-saved to pay our tax bill, which ended up being only […]

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