Evolving Personal Finance » Entries tagged with "car"

How Losing Track of My Car Title Cost Me Hundreds of Dollars

How Losing Track of My Car Title Cost Me Hundreds of Dollars

In a recent post, I confessed that I lost track of my car title for about six years and only tried to have it sent to me once selling the car became a near-term possibility. I was a terrible fool to ignore that problem for as long as I did, and in the end it took nearly a year for the DMV to mail me my car title. Insane! Of course, I wish I had … Read entire article »

Filed under: cars

Favorite Posts, Mentions, and Top Comments Week of 5May2013

Pretty slow week outside of work for us!  We attended a talk by the former director of the NIH on translational research, which really got me jazzed again about doing science policy or something similar.  We also prepared and served lunch at the homeless ministry we volunteer with from time to time.  We’ve been working on the blog more this week and also trying to get a lot accomplished at work.  We need to find some time to play some tennis!   Small update on my car: I have a confession.  From last spring when we stopped driving my car to a couple months after we moved to our townhouse last August, I was really good about starting my car about once per week and driving it around the parking lot/complex.  However, … Read entire article »

Filed under: weekly update

When to Start Saving for a Mid-Term Goal

When to Start Saving for a Mid-Term Goal

Mid-term goals – what the heck do we do with them?  Kyle and I currently have no mid-term goals, but I’ve put some thought into them this week because of some interactions I’ve had with friends and financial clients.  Some of our peers in NC are looking forward to buying homes!   Mid-term goals take a bit of different thinking than short-term and long-term goals.  For example, the long-term goal of retirement is something we expect to … Read entire article »

Filed under: goals

I Will Not Accept Your “Exciting” Rewards

I Will Not Accept Your “Exciting” Rewards

When I started graduate school and was on my own for the first time I decided it would be useful to have a credit card. I searched around and chose the BP Chase Visa rewards card because 1) there are BP gas stations everywhere in Durham, 2) the card was very positively reviewed, and 3) the cash back rewards were the best I could find for my needs. The card offered 5% back on gas, … Read entire article »

Filed under: credit cards

Why I Took Out a Car Loan for More Than the Purchase Price of the Car

Why I Took Out a Car Loan for More Than the Purchase Price of the Car

When I bought my car (the one that is currently not being driven) in 2008, I needed to borrow $3,500 on top of the $1,000 I had saved to pay the private seller.  However, I ended up taking out a loan for $5,000.  Why in the world would I take on more debt than was necessary?   First, I need to explain that I was in a little different mindset in 2008 than I am now.  I … Read entire article »

Filed under: cars, debt