Evolving Personal Finance » Archive

Surprise! You Get a 401(k) Match!

Surprise! You Get a 401(k) Match!

This post is by my (Emily’s) younger sister, Michelle, who is making awesome financial decisions under my and Ramit Sethi’s tutelage (I gave her I Will Teach You to Be Rich for Christmas a few years ago). In spring 2013, she started working full-time as an hourly employee in a doctor’s office. This post is on how she found out that her employer offered 401(k) to employees who had been working there for more than … Read entire article »

Filed under: retirement

Side Hustle Story From A First-Time Freelancer

Side Hustle Story From A First-Time Freelancer

Today I am participating in a blog swap on lessons learned from side hustles.  The post below was written by Pilgrim, who writes stories and gives perspective on the road to financial independence at FI Journey.  You can find my post on the same topic over on his blog.  Thanks for this wonderful post today, Pilgrim!   As an IT Manager by day and father of 2 young children by night, I usually have plenty to keep me busy … Read entire article »

Filed under: side income

Losing My Graduate School Funding

Losing My Graduate School Funding

  The following is a guest post from Ross at Cash Rebel. He’s a 20-something engineer who writes about frugality, sustainability, and stick-to-itiveness. This is his story about losing funding for graduate school.   The year was 2010 and I finally knew what I wanted to do with my life. I’d graduated college with a degree in Mechanical Engineering earlier that year and although tons of recent grads were signing up for grad school because they couldn’t find … Read entire article »

Filed under: grad school

Top Causes of Bad Debt

Top Causes of Bad Debt

Today is the day of my preliminary exam – please send your prayers and good wishes my way!  So that I can focus on my presentation, Jon from MoneySmartGuides is providing our guest post for today.  Money Smart Guides is a personal finance blog that aims to teach the basics of personal finance with a focus on investing and paying off debt. After graduating college and getting into credit card debt, Jon paid the debt off … Read entire article »

Filed under: debt

The Month I Had an $11 Electric Bill

The Month I Had an $11 Electric Bill

I’m happy to share with you today a guest post from Jen, who blogs at The Happy Homeowner.  A former self-professed Princess of Interest, she’s completed a radical financial change over the past 5 years. From debt-ridden and clueless to a homeowner with retirement accounts, she’s all about finding unique ways to save money.  Thanks for helping me out while I prepare for my preliminary exam, Jen!   Yes, you read that correctly. The amount of my … Read entire article »

Filed under: frugality, housing

How to Help Someone Who Spends Too Much

How to Help Someone Who Spends Too Much

I put out a call on Yakezie for guest posts while I prepare for my preliminary exam, and Andrea Whitmer volunteered a post for today! Andrea is a single mom and full-time freelancer who writes about everything from finance to parenting at So Over This. She’s a big fan of  learning to make better life decisions while maintaining a sense of humor.  Thanks Andrea and I hope everyone enjoys the post!   Until a couple of years ago, I was the … Read entire article »

Filed under: mistakes, spending

How to Replace Large Items on a Budget

How to Replace Large Items on a Budget

I put out a call on Yakezie for guest posts while I prepare for my preliminary exam, and Kylie Ofiu volunteered a post for today!  Kylie is an author, international public speaker, writer, financial mentor and mother of 2. She shares ways to make and save money on her blog KylieOfiu.com as well as her goal to become a millionaire by 30.  Thanks Kylie and I hope you all enjoy the post!   In the last 2 months my … Read entire article »

Filed under: frugality

How to Save Money without Giving Up Your Social Life

How to Save Money without Giving Up Your Social Life

The following is a guest post from SB as part of a Yakezie blog swap. SB blogs at One Cent at a Time, where he writes personal finance topics like earning extra money, becoming rich and saving environment. My guest post on the same topic is up at his blog so please check it out!   When I wrote 101 ways to save money, I received mails asking if I was advocating giving up life. Sure some … Read entire article »

Filed under: budgeting, frugality, income

Are You Sure You Want to Spend $27000 on Your Wedding?

Are You Sure You Want to Spend $27000 on Your Wedding?

Today we are featuring a guest post from Edward Antrobus as part of this month’s Yakezie Blog Swap – click over to his blog to check out my participating post.  Edward is a blogger, home cook, and construction worker.  Enjoy!   The cost of the average wedding is over $25,000. That number doesn’t even include the cost of the dress! (I’ve never understood that. Isn’t the wedding dress a wedding-related cost? Why wouldn’t you include it in the … Read entire article »

Filed under: choices, debt, frugality, marriage