Evolving Personal Finance » credit cards
Why Do Stay-at-Home Parents Need Their Own Credit Cards?
I read an article last week on CNN Money with a premise that I found absolutely ridiculous. The article covered a group of stay-at-home moms (parents?) who were protesting a portion of the Card Act that requires that credit issuers evaluate a credit applicant based on his/her individual income instead of household income. The result was that some stay-at-home parents with good credit scores have been denied credit cards when they applied for them in … Read entire article »
Filed under: credit cards, income, marriage
Choosing an Amex Card
As Kyle wrote last week, we are losing most of the benefits of our current primary rewards card. We will still have our Chase Freedom card, which gives 1% on most everything and periodically 5% in certain categories. When those 5% categories coincide with our purchases we will use that card, but the rest of the time we’ll likely use whatever our new primary card is, especially if our rewards are above 1%. It would … Read entire article »
Filed under: credit cards
I Will Not Accept Your “Exciting” Rewards
When I started graduate school and was on my own for the first time I decided it would be useful to have a credit card. I searched around and chose the BP Chase Visa rewards card because 1) there are BP gas stations everywhere in Durham, 2) the card was very positively reviewed, and 3) the cash back rewards were the best I could find for my needs. The card offered 5% back on gas, … Read entire article »
Filed under: credit cards
Why Do We Make Rules If We’re Just Going to Break Them?
Kyle and I have a rule: We don’t watch important basketball games (i.e. any game involving our team, or the final rounds of the NCAA tournament) with people who don’t care about basketball (apathy is bad enough – rival fans would be inconceivable!). You can imagine the situation that inspired this rule! So I was surprised when Kyle told me yesterday that he is planning to watch our team’s big rivalry game this weekend with people … Read entire article »
Filed under: budgeting, choices, credit cards, debt, giving, retirement, values
Book Review and Application: All Your Worth
Last month I read All Your Worth: The Ultimate Lifetime Money Plan by Elizabeth Warren and Amelia Warren Tyagi (affiliate link – thanks for using!). The authors have another very interesting book titled The Two-Income Trap that I have skimmed and am now more interested in reading in full. You may recognize Elizabeth Warren’s name because she was the deputy director of the new federal agency spearheading consumer finance protection until last summer. I really, really … Read entire article »
Filed under: books, budgeting, credit cards, giving, savings
Recent Comments
- Adam on Home Equity Is Funny Money
"Hi Emily - I just stumbled upon your blog. Great post! Up in Canada this is a…" - Emily on Home Equity Is Funny Money
"I agree that an appraisal is the best number to work with. I can't think of why …" - JL on Home Equity Is Funny Money
"I only note it as round numbers, in $50k or $100k estimates. I also usually upda…" - We Maxed Out All Our Retirement Accounts for the First Time! - Evolving Personal Finance | Evolving Personal Finance on Avoiding an Expensive 401(k) Plan through Self-Employment
"[…] was the first year that we contributed to Kyle’s expensive 401(k…" - Business Goal Tracking for Week 8 of 2022 - Evolving Personal Finance | Evolving Personal Finance on Business Goal Tracking for Week 6 of 2022
"[…] Done as of two weeks ago! […]…"