Evolving Personal Finance » debt

Private School Angst

Private School Angst

Kyle and I received an excellent undergraduate education a private college – a very, very expensive private college (it’s on this list).  Our college was an absolutely perfect choice for me.  There are only around three institutions in the country that offer a similar educational setting and none are in nearly as desirable a location.  For my personality, my academic interests, and my career aspirations – and my love of warm weather – it was very … Read entire article »

Filed under: choices, college, debt, featured

Living a Step Behind

Living a Step Behind

This week I’m thinking about a great illustration that our pastor used a few years ago in a sermon on putting others before ourselves.  He was helping our church accept that if we chose to live by the Biblical principles of money management, we should expect to see obvious differences in our lifestyles in comparison with our peers at work. By tithing 10% of our income and giving generously above that, we would be one step … Read entire article »

Filed under: choices, debt, giving, savings, values

Delay Marriage Until You’re Debt-Free?

Delay Marriage Until You’re Debt-Free?

A few weeks ago I was listening to a podcast (I LOVE podcasts.  If you know of some good ones, please add them to the comments.) featuring an interview with Andy Stanley.  For those of you unfamiliar with Stanley, he is a well-known pastor/preacher and author.  The interview discussed Stanley’s recent sermon series titled “The New Rules for Love, Sex, and Dating” and at the very end the host asked Stanley for non-negotiables concerning readiness … Read entire article »

Filed under: debt, marriage

Paleo Personal Finance

I was pleased to stumble across personal finance advice in a very unexpected place – a book on the Paleo diet/lifestyle.  I’m considering “going Paleo” so I’m currently reading The Paleo Solution: The Original Human Diet by Robb Wolf (affiliate link – thanks for using!). I knew that the Paleo lifestyle advocates getting lots of quality sleep and wasn’t surprised to find a whole chapter devoted to cortisol.  Basically it just explains how we evolved to … Read entire article »

Filed under: books, debt, minimalism

We Are Debt-Free, We’re Not Debt-Free, We Are Debt-Free, We’re Not Debt-Free…

OK fine, we’re not debt-free! … technically. Upon graduation from college, I had a little over $17,000 in student loans, which immediately went into deferment and will stay deferred until I graduate with my PhD. (During a deferment period, no payments are due.) All but $1000 of the loans were subsidized (not accruing interest), and I paid off the unsubsidized loan within a few months of graduating. So my debt balance stands, unchanging and undue (yet), … Read entire article »

Filed under: debt, investing