Evolving Personal Finance » participation

How Often Do You Adjust Your Budget?

February 20th, 2012 | 14 Comments

How Often Do You Adjust Your Budget?

Kyle and I have to do a massive budget overhaul for next month.  We need major edits in groceries, tithe, cars, and travel and minor edits in several other categories.  Of course there are always more needs/wants than take-home pay so we have to make some tough decisions. I realized this is the first big edit we’ve done in quite some time though.  Every few months we’ll adjust a category or two by a small amount, … Read entire article »

Filed under: budgeting, participation

Poll: Budgets Are a Tool, After All – How Do You Use Yours?

December 2nd, 2011 | 8 Comments

  I would say our budget is a combination of a spending outline and category maximums.  Many of our categories are fixed or very stable month-to-month so that’s more spending outline.  Our discretionary categories are for the most part maximums.  I’ve never been much good at denying myself in the grocery store so I don’t really follow through on strict directives with lower limits – we try to set our budget limit well higher than our … Read entire article »

Filed under: budgeting, participation

One Small Thing Challenge December 2011

December 1st, 2011 | 1 Comment

My goal is to do one small thing each month that will have a positive impact on our financial situation.  I invite you join me in this challenge. Your goal could be small or large in terms of the money involved, but it should be simple and/or straightforward to accomplish.  It could be a component of a larger goal.  There are so many suggestions of how to better our finances available but I’m usually not motivated … Read entire article »

Filed under: one small thing, participation

The Dollar Challenge

November 25th, 2011 | 7 Comments

Corey at 20’s Finances proposed that PF bloggers fit a typical month’s budget into a general set of eight categories so that he could compile the data and compare across groups.  He asked us to normalize our spending to a single dollar to obscure income levels.  If you want to participate you can find his divided dollar and links to other people’s on his post.  It was very interesting to me even to see the … Read entire article »

Filed under: budgeting, participation