Evolving Personal Finance » Entries tagged with "percentage-based budgeting"

Looking on the Bright Side of a Tough Financial Situation

May 22nd, 2015 | 4 Comments

Looking on the Bright Side of a Tough Financial Situation

After my Eeyore post from Wednesday on the reasons I’m experiencing financial ennui, I thought it would be nice to kind of give myself a kick in the butt to try to re-energize about our finances in a minor way while we’re still here in Durham. In this post, I’m going to list the positive things we have done in our finances since our defenses last summer, however small they may be, and some tiny goals.     Good … Read entire article »

Filed under: budgeting, frugality, goals, income, side income

Dollar-Cost Averaging vs. Percentage-Based Budgeting

August 11th, 2014 | 26 Comments

Dollar-Cost Averaging vs. Percentage-Based Budgeting

Kyle and I had the most ridiculous fight about our budget two weeks ago.  Our positions were only slightly different, yet we were so entrenched we couldn’t come to a resolution and had to drop the argument for the night!  Both of us are very opinionated and stubborn and I am definitely not the only PF nerd in the family.   I’ve been preaching percentage-based budgeting on EPF basically since the start of the blog.  What I … Read entire article »

Filed under: budgeting, retirement

Should You Count Your Employer’s Contribution into Your Retirement Savings Percentage?

February 11th, 2013 | 54 Comments

Should You Count Your Employer’s Contribution into Your Retirement Savings Percentage?

The question of whether or not to count an employer’s match or contribution into your own savings percentage is a perennial PF debate – but I swear I have a new twist!  (At least, it’s new to me.  I have never read this advice anywhere, but it’s so simple that I’m sure I can’t be the first to suggest it.)  I had this brain wave while reading a Money Under 30 post on how to … Read entire article »

Filed under: retirement