This week was spring break at our university and while we didn’t take off work, we did take things a bit easy and tried to catch as much of the ACC tournament as we could. Unfortunately, our team is not going to the finals of the tournament, but I’m still planning to watch tomorrow. Several top-ranked teams lost over the last few days so I don’t feel toooooo bad. We had friends over to watch the semifinals so that’s always fun.
I started doing research for a post on the “earned income” aspect of Roth IRA contributions for an upcoming Roth IRA blitz posting that Jeff Rose at Good Financial Cents is organizing. I tried to track down the sources of my funding for my four years in grad school by talking with my department’s payroll person and my graduate program’s administrative assistant. It’s surprisingly difficult and confusing to sort out all this information.
On Saturday I called up our cable company to try to get them to reduce what we’re paying for internet. Right now we are paying $60/month and the promotional price for the same service is $30/month. No dice. They told me they could take $4 off our monthly bill but couldn’t execute it right then. Kyle suggested we drop the service entirely for a month, then try to re-sign up at the promotional rate. Has anyone done that successfully?
Finally, regarding our one-car decision, we dropped my car from our insurance and rented out our parking permit for the rest of the year. No going back!
Posts I Liked
SB @ Financial Product Reviews wrote an extensive review of Google Wallet, the technology that enables you to pay for purchases with a wave of your phone (with perfect circumstances). I was really excited the first time I heard about this type of app and I’m excited to use it once there is wider adoption!
J. Money at Budgets are Sexy is considering installing solar panels on his house and asked his readers for their input. I’d be wary of getting into a 20-year contract and so would probably buy the panels up front if I had the cash. This is something we’d like to do once we buy a house.
Well Heeled Blog wrote a great post paralleling how to succeed in personal finance with how to succeed in weight loss. The analogy between budgeting and calorie-counting is very close. I would LOVE this post if I still though that calorie deficits drive weight loss, a notion I disabused myself of over a year ago! Oh well – it’s still a great PF post.
G.E. at 20somethingfinance wrote an awesome explanatory post on Private Mortgage Insurance (PMI). Not being a homeowner, I didn’t know much about PMI, but I’ve seen it mentioned often in blogs and in the news. I love that G.E. described PMI as a “You scratch my back, I’ll scratch mine” kind of deal!
John at Married with Debt listed a bunch of frugal tips as well as discussed the difference between frugality and cheapness. He also provided a link-back opportunity for bloggers who have written full posts on these tips, so send yours over!
Tim Sullivan at Get Rich Slowly posted a reflection on the good and bad choices (not just financial) he made as an undergraduate. If you’re a college student, definitely check it out – and ask people in your life who are a few years older than you for their reflections!
Denise at The Single Saver vented her frustration over friends and bloggers who make poor money decisions, and then listed a few good tips for how to influence those people without turning them off.
Kari at Small Budget Big Dreams gave Why Do We Make Rules If We’re Just Going to Break Them? a shout-out last Sunday.
Emily too wrote several very raw, honest comments on some posts last Sunday that I appreciated and valued very much. The types of questions she asked and details she gave are what I would love to see more of on this blog – people opening up and asking each other for help and inspiration. I don’t think I have all the answers, so if some others can chime into this conversation as well that would be awesome. Emily too wrote “Sometimes I think saving 10% and giving 10% will be more possible when I have the same income year-round, and that income is higher…but then I realize that people always think they would have more freedom if they had more money. Do you have financial goals that you’re waiting for, or do you think it’s better to just make it hurt now and get used to it?” on Why Do We Make Rules If We’re Just Going to Break Them? and I responded at length there. Thank you Emily too for your comments and please let me know how things are going!
Most Frequent Commenters
- Emily too
- Jason @ Work Save Live
- Daisy @ When Life Gives You Lemons
- Sicorra @ Tackling Our Debt
- Dave @ Gen Y Finances
- Suz McA
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