Evolving Personal Finance » frugality

Un-Frugal Cloth Diapering Pitfalls to Avoid

Un-Frugal Cloth Diapering Pitfalls to Avoid

I thought cloth diapering was an inherently frugal activity, but my eyes have been opened. For some people, cloth diapering might be even more expensive than disposable diapering! But if you avoid just a few pitfalls, cloth diapering will remain a frugal strategy.   The cost of disposable diapers are pretty much all up front: the retail cost of the diapers. Frugality in disposable diapering is all about finding the least expensive diapers that work for your … Read entire article »

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Incorporating New Frugal Strategies

Incorporating New Frugal Strategies

In February we incorporated two new frugal strategies into our wheelhouse of natural frugality in Seattle. Even though we’re earning more than we ever have before (hello 25% tax bracket!), we haven’t outgrown the frugality we practiced during grad school. Having a baby threw things off for a little while, but we’re getting back on track.       A New Type of Grocer   We heard a tip a few weeks ago from one of our friends here about a … Read entire article »

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Outfitting our Baby with Hand-Me-Down, Borrowed, and Used Stuff

Outfitting our Baby with Hand-Me-Down, Borrowed, and Used Stuff

It’s quite challenging to maintain our frugal nature with DPR on the scene. During my pregnancy, we collected items slowly and with an eye to their cost by shopping consignment stores and sales and judiciously accepting hand-me-downs from friends and relatives. But when DPR arrived five weeks early, we went on an Amazon spending binge to finish obtaining what we thought was the bare minimum of stuff that she would need immediately upon coming home. … Read entire article »

Filed under: family, frugality

Cloth Diapering in an Apartment

Cloth Diapering in an Apartment

Kyle and I are cloth diapering our new baby DPR despite living in an apartment with no washer/dryer hookups. I met another apartment-dwelling new mother recently who is using a cloth diaper service because it hadn’t even occurred to her that she could try washing her own cloth diapers, so I decided to share our solution here.     Our six-unit apartment building has a coin-operated shared washer and dryer in the basement ($1 per machine each load). … Read entire article »

Filed under: family, frugality

Natural Frugality in Seattle

Natural Frugality in Seattle

I’ve made no secret of the fact that Seattle is not a great home for us in terms of its financial value – it’s a high cost-of-living city, but what it offers doesn’t match up well what we’re looking for in a city. (I have to say that we are really warming up to Seattle with the wonderful spring we’ve been having!)   But despite Seattle’s high cost of living, I’ve observed that we have easily fallen … Read entire article »

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Looking on the Bright Side of a Tough Financial Situation

Looking on the Bright Side of a Tough Financial Situation

After my Eeyore post from Wednesday on the reasons I’m experiencing financial ennui, I thought it would be nice to kind of give myself a kick in the butt to try to re-energize about our finances in a minor way while we’re still here in Durham. In this post, I’m going to list the positive things we have done in our finances since our defenses last summer, however small they may be, and some tiny goals.     Good … Read entire article »

Filed under: budgeting, frugality, goals, income, side income

What Triggers Frugality: Net Worth or Income?

What Triggers Frugality: Net Worth or Income?

My mindset toward frugality has changed quite a bit even during the few short years I’ve been blogging.     While I’ve never felt poor, Kyle and I used to be very careful with our money. I mean, we would still do a lot of things like travel domestically and pay for entertainment, but we would be very deliberate and tight in how we went about it. We traveled to Chicago to attend a wedding, for instance, but road-tripped … Read entire article »

Filed under: frugality, funemployment, income, net worth, targeted savings

How to Work Out without a Gym Membership

How to Work Out without a Gym Membership

One of the benefits I’m losing as I transition out of graduate school is free access to my university’s gym.  Apparently the graduate school no longer completely pays for the gym membership for students in their seventh years and above.  I could buy the membership for $120 per six months, but that price is too rich for my blood as I tend to prefer to work out at/near home anyway and the cost per use … Read entire article »

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Moto X from Republic Wireless Review

Moto X from Republic Wireless Review

I received my Moto X over a month ago so I thought it was high time to tell you what I think of the hardware and to review Republic Wireless’s new service options.   I signed up with Republic Wireless almost two years ago and got my first phone with them over a year ago, so I am very familiar with the service.  Until last month, I used the Motorola Defy XT, but in January I upgraded … Read entire article »

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Would You Fly with Spirit Airlines?

Would You Fly with Spirit Airlines?

Spirit Airlines is a discount airline that keeps its base prices low by providing only a ride from A to B and charging a la carte for every other service provided.  Most of what I hear about Sprit Airlines in the media or in the blogosphere is that they are pulling a terrible bait-and-switch on their customers by luring them in with low base prices and then charging for all the services most airlines include … Read entire article »

Filed under: frugality, travel