Evolving Personal Finance » Entries tagged with "tracking"

I’m Grateful for Automation in Our Finances

I’m Grateful for Automation in Our Finances

I know I’ve been repeating this ad nauseam in the past few weeks, but Kyle and I have been working a lot in the past couple months.  I’ve been running into problem after problem with my experiments and am under a deadline to produce.  Kyle has been writing his dissertation in typical Kyle-style – to the exclusion of everything else.  We barely have time to keep up with our laundry and dishes and I’m falling … Read entire article »

Filed under: spending, targeted savings

Pulling Back the Veil on Our Daily Money Management

Pulling Back the Veil on Our Daily Money Management

I thought it would be helpful for some to get really into the nitty-gritty of how we manage our money on a daily (or at least monthly) basis.  It’s simple to say “we have joint accounts” or “we use Mint” but what does that really mean?  (You can reference a copy of our current budget if you like.)   Start with a Clean Slate   On the first of the month the only money in our checking accounts is … Read entire article »

Filed under: budgeting, credit cards, found money, side income, spending, targeted savings

Grocery Challenge Update for February 2013

Grocery Challenge Update for February 2013

I was considering not posting about our grocery challenge this week because I don’t have a complete report, but then I decided that this blog is supposed to reflect real life and sometimes real life just doesn’t leave room for tracking receipts!   I know how much money we spent on groceries last month thanks to Mint – $458.50 – but at some point in the month we lost track of our receipts for the mega pie … Read entire article »

Filed under: food

Budgeting, Tracking, or Neither?

Budgeting, Tracking, or Neither?

I’ve added a new podcast to my rotation – Ric Edelman’s The Truth About Money.  I don’t know how well-known RE is nationally, but he works in the area where my parents live so I’ve heard of him a few times.  He has a totally different money philosophy than Dave Ramsey (low-interest debt is great!) so I started listening to it to safeguard against becoming brainwashed by DR.   During last week’s show the hosts were discussing … Read entire article »

Filed under: budgeting, goals, podcasts

What’s the Point of Calculating Net Worth?

What’s the Point of Calculating Net Worth?

I enjoy reading other PF bloggers’ monthly reports on their net worth progress, whether they use real numbers or percentage increases.  I haven’t so far written a net worth post or series for us and as of now I don’t plan to.  I just don’t see how it would be interesting or informative in our situation.  So I’ll bore you with one post instead of with a series.   Here are the components that contribute to our … Read entire article »

Filed under: net worth, savings, stock market