Weekly Update 11

Hey everyone!  I’m sorry for the late posting today and my absence from the interwebs from noon Friday on.  Kyle and I went to Tennessee this weekend for a wedding!  It was a wonderful celebration and we got a lot of quality time alone together as well as with our college friends.  I was planning to keep up with blogging stuff as usual in the early mornings and late evenings, but it turned out that our hotel didn’t provide internet access in our rooms, only in the lobby, which closed at 11:00 PM.  So I’m sorry that I wasn’t able to comment and respond to comments as usual.  Thanks for still visiting my blog through that period!


at the wedding reception


I just have to brag for a second.  Remember when I got all angsty about the price of my private undergraduate education?  Well, according to Business Week, at least I made a good choice of hugely expensive college.  This isn’t the same as asking “could we afford it” but it is another piece of data to validate that it might be worth it in the end.  Our college was moved to the #1 spot this year (up from #2 last year) on Business Week’s college degree return on investment rankings!  Of course I know these rankings change every year, there are always suspicions with the methodology, and different organizations come up with different rankings.  But I’m very pleased whenever my college gets press because so many people have never heard of it!  (I was once asked, “Is that a community college?”  Wow.  No.)  This makes me feel a bit better about the whole cost of private education thing.  If my kid went to a school high on a rankings list like this (or was determined to major in engineering/hard science just about anywhere) I would sleep a bit better concerning them taking out student loans, or us loaning the money to them.  (BTW our graduate institution is also in the top 10, but since it was only based on undergraduate degrees awarded I guess that doesn’t directly speak to our potential PhD earnings.)



Posts I Liked


David at Money Under 30 posted a list of 10 common misconceptions about money.  Most of these are rather subtle and many people might go through phases where they believe these even after starting to get their finances in order.


Kraig at Young Cheap Living wrote a truly great, comprehensive post of personal finances suggestions (I might even say mandates!) for young adults.  I wish everyone just starting out would read this post!


Well Heeled Blog put up a detailed version of her wedding budget.  She’s planning a lovely intimate ceremony and reception and have done an awesome job keeping their expenses under $7,000!


When Life Gives You Lemons and Well Heeled Blog both wrote posts on the same day on groups of people for whom No Spend Days would and would not work.  Daisy discusses daily impulse spenders vs. people who would spend anyway and Well Heeled discusses abstainers vs. moderators.  I am totally a person who would spend anyway and an abstainer, therefore I have no use for no spend challenges and trying to “cut down” on things.


Jason at Work Save Live posed a great question: should you sell your wedding rings to get out of debt?


Suba at Wealth Informatics compiled an awesome comprehensive post on how self-employed people can obtain health insurance, including those with preexisting conditions.  Did you know you can get it through alumni associations and Costco?  Check out her post!



Guest Post


Derek at Life and My Finances published my article Short-Term Savings Accounts for Irregular Expenses.  This was my first guest post so thanks Derek!  This post has a more personally detailed sister article that I wrote a while ago, although a few things have changed for our accounts since then (mostly, going to one car).





Financial Tethers to Our Families of Origin was mentioned by Kari @ Small Budget Big Dreams.


Five Money-Saving Moves from Our Wedding was mentioned by John @ Married with Debt.


Tax Time!  What Are Your Rates? was mentioned by Life in Transition.


Earned Income: The Bane of the Graduate Student’s Roth IRA was mentioned by Hedy @ Penny for My Thoughts.


Bog of Debt gave a shout-out to EPF in her Friday Link Love.


Frugal Portland congratulated us on getting our Alexa Ranking below 200,000 in her fun things post.


Thanks everyone!





Dental Care without Insurance was featured in the Financial Carnival for Young Adults 7th Edition and the Festival of Frugality #331.


How Does Your Salary Compare to the Living Wage was featured in the Carnival of Personal Finance #356.



Top Comment


You all gave me such wonderful compliments and support on my post about saving money on our wedding – thank you!  I really wasn’t expecting all of that.  My favorite comment from the week was Renee’s on that post.  Not only did she list several great cost-saving measures from her own wedding, but it was clear from her comment that she and her husband clarified their priorities for their wedding early on and followed through on them!  “The most important thing to me was to support local and/or independent artists/shops/farms/etc the best I could.”  I think this is the most vital and most challenging thing about wedding planning (and a lot of the rest of life!) – not to lose sight of your priorities in the hundreds of tiny silly decisions that have to be made.



Most Frequent Commenters

  1. Leigh @ Leigh’s Financial Journey
  2. Average Joe @ The Free Financial Advisor
  3. Jessica @ Life in Transition
  4. Edward Antrobus
  5. Frugal Portland
  6. Young Professional Finances



Top Referring Sites

  1. Young Professional Finances
  2. When Life Gives You Lemons
  3. Punch Debt in the Face
  4. Well Heeled Blog
  5. Frugal Portland


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10 Responses to "Weekly Update 11"

  1. WorkSaveLive says:

    Thanks for the mention!

    That’s pretty cool […] is at the top of the list! That 30-year ROI looks pretty saweet!
    WorkSaveLive recently posted..Our Journey – The Disaster That Was March 2012

  2. Leigh says:

    No internet access all weekend? That sucks! Hopefully the wedding was fun though 🙂
    Leigh recently posted..How to Evaluate a Job Offer

    1. Emily says:

      We had access to email and such through Kyle’s smartphone, but I didn’t want to respond to comments on the phone as it would have taken so much more time than on a computer. But I had to spend a LOT of time last night when we got home to catch up on blog stuff though – finishing this post, writing Monday’s, approving and responding to comments, and getting through my Reader! I don’t want to let it go without maintenance for more than a day again. Tricky because we’re going out of town again in two weeks. We’ll have internet access at night but we will also be super busy.

      1. Leigh says:

        When I’m out of town, I use the WordPress app on my phone to approve comments and check stats. I can reply to comments by email on my phone, which I do sometimes if I want to write short replies, but otherwise it gets annoying. So I just star the emails for the comments that I want to respond to.

        As for Reader, I have an app on my phone for that too. I usually try to run through that once a day and mark as read everything that I’m not going to comment on, so that when I do get back to a computer, that part has already been filtered.

        Yeah, vacations are tricky for my Reader… I think if the vacation is long enough, I just ignore the fact that it’s untidy. (But that is really difficult!!!)
        Leigh recently posted..How to Evaluate a Job Offer

        1. Emily says:

          Thanks for the suggestions! I’ll ask Kyle if he wants to install that WordPress app on his phone. I felt really bad when I got back Sunday night and had several new commenters who I hadn’t approved all weekend. I don’t want to mess with his Reader though since he uses it on a daily basis. I think I’ll get my own smartphone in the near future so I can be more mobile with the blog upkeep.

  3. You guys look so cute! I wouldn’t worry about updating over weekends – it’s just too difficult from a phone. Glad I still made the top commenters list and was able to refer some traffic your way! And now that I mentioned what my name is, I can finally say how funny I thought it was when I first saw your blog and realized your husband and I have the same name. 🙂
    Young Professional Finances recently posted..What’s In A Name?

    1. Emily says:

      Surprising to me, too! I know a lot of “Kyle”s though so I already have to expend some effort to keep them straight. My lab/officemate’s name is Kyle so whenever my advisor mentions my husband I think he’s talking about my labmate. Also, I once gchatted another Kyle “goodnight, I love you” etc. for several messages before I realized my mistake. I was so embarrassed!

  4. FUN! What a cute picture. I love weddings — don’t apologize for not being accessible 24/7!
    Frugal Portland recently posted..My Contributions to Charity

    1. Emily says:

      Yes, very good point. I think I was more bothered by the fact that I had expected to be able to keep up and then found I wasn’t able to.

  5. […] Evolving PF mentioned my post Should I Sell My Wife’s Wedding Ring? […]

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